Business Loan Feature & Benefits

Avail unsecured business loan up to Rs. 7.5 lakh for self-employed small businesses in India. Use the funds to address your business financial requirements – invest it in office infrastructure, stock inventory, expand business operations, upgrade technology, or simply meet working capital requirements.

Our collateral-free business loans can give your business the much-needed boost and help you scale it new heights.

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instant business loan

ZipLoan is the Lender of Choice for Small Businesses.

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Minimal Documentation

No balance sheet needed

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Collateral Free Loan

For a business with turnover of 10L+

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Receive Funds within 3 Days

Straight into your account

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No Prepayment Charges

After first 6 months

Business Loan Benefits

The following are the reasons that make us the best place to get a quick business loan:

  • Quick Disbursal: We understand that when you apply for a business loan, you need the funds at the earliest. Keeping the same in mind, we offer quick business loans. We offer small business loans in just three days*. With this, there is no halt in the growth of your business due to lack of funds.
  • Unsecured Business Loan: We offer collateral-free business loans. There is no need for you to arrange for security or collateral and pledge it to us to avail funds for your business. Our business loans without collateral help every small business owner to get access to funds to meet his working capital requirements.
  • Minimal Documentation: One of our main USPs is that we require minimal documentation to process a loan application. So, to avail a loan for business from us, you don’t need to arrange for a lot of paperwork. Also, as we offer business loans without collateral, there is no requirement of asset or collateral papers as well. Business loan documents can be submitted online.
  • Competitive Interest Rates: We are committed to helping small businesses in India, and thus, our business loan interest rates are quite reasonable. This will aid you in availing financial help without worrying much about repaying large payments.
  • No prepayment Charges: We don’t levy any charges for early closure of loan account. Once you have paid the first six EMIs towards your loan account (excluding pre-EMI), you can foreclose your loan account any time by paying the remaining principal amount without paying any extra fee.
  • Flexible Tenures: We offer you the option to choose the repayment tenures that suits you well. If you want to avail a loan and repay it in two years, you are free to choose the repayment tenure. However, if you want to repay the same in just one year, you can opt for 12 months repayment tenure as well.

Business Loan Features

The following are the features that make our product the best business loan in India:

The minimal documentation requirement and basic eligibility criteria make our loan product the best business finance available for you.

Solving Real problems

Ram Yadav

I have been running my business for over twelve years but have not been able to undertake expansion activities. I applied to Ziploan and they cleared my loan application in a very short span of time.

Kanchan Lata

I approached Ziploan for an equipment finance loan because they required no collateral. Their eligibility criterion was easy to fulfill because it required only 2 years ITR and 10 lacs of annual banking credit.

Ready for Ziploan to
empower your business ?