Business Loan Eligibility and Documents

Qualifying for a business loan from ZipLoan is effortless. You just need to fill an online loan application form available on our website and submit the documents required for a business loan.

How old is your business?
Last year’s Sales?
First Name
Last Name
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ZipLoan is the Lender of Choice for Small Businesses.


Minimal Documentation

No balance sheet needed


No Prepayment Charges

After first 6 EMIs


Receive Funds Within 3 Days*

Straight into your account

Business Loan Eligibility

The following is the eligibility criteria for a business loan:

  • The business should have a vintage of at least two years.
  • Your business should have its Income Tax Returns filed for at least past two years.
  • You must either own a house or a business premise.
  • Minimum Turnover of Rs. 10 Lakh in the last 12 months.
  • The business place should be separate from the residence.

You need to submit all the relevant personal and financial documents at the time of document verification. You will be informed of the further loan application process and other requirements.

Based on your meeting our loan eligibility criteria, you can get unsecured business loans up to Rs. 7.5 lakh. Here’s the list of cities where we provide our services:

Delhi NCR, Mumbai, Navi Mumbai, Thane, Jaipur, Lucknow, Indore, Saharanpur, Roorkee, Dehradun, Bhopal, Rishikesh, Haridwar, Dewas, and Bangalore.

Documents required for business loans without security

The documents needed for small business loans are minimal; you simply need to upload the PDFs of the followings on our instant loan App:

  • Passport size photograph
  • PAN Card and Aadhar Card
  • ITR
  • Previous nine months’ bank statement
  • Business place address proof
  • Residence address proof

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Solving Real problems

Ram Yadav

I have been running my business for over twelve years but have not been able to undertake expansion activities. I applied to Ziploan and they cleared my loan application in a very short span of time.

Kanchan Lata

I approached Ziploan for an equipment finance loan. Their eligibility criterion was easy to fulfill because it required only 2 years ITR and 10 lacs of annual banking credit.

Ready for Ziploan to
empower your business ?