Calculate your EMI

Loan Amount (₹):

Tenure (Months):

Reducing Interest (%):

Interest Payable ₹ 33,403

Monthly Installment ₹ 23,500

Principal Amount
Interest Amount
Total Payable

Why Choose Us?


Minimal Documentation

No balance sheet needed


No Prepayment Charges

After first 6 EMIs


Receive Funds Within 3 Days*

Straight into your account


Cities we are active in


Business Empowered


Business Verticals funded

Download Our App

Follow the below steps to download the ZipLoan App:

Step 1

Sign up with ZipLoan App

Enter the PAN & sign up with the OTP on your registered mobile number.

Step 2

Apply for a quick business loan

Check your eligibility in just 60 seconds, upload documents for a loan application, and get the loan in just 3 days*.

Step 3

Engage yourself with interesting features

Use features like Udhaar Tracker, MSME News Updates, etc. and manage your business efficiently.

Solving Real Problems

With the funds from ZipLoan I could invest in new machinery for my shoelace factory and supply more goods than ever before. I have increased my production more than three times.

Priyank Kaushik - Owner, Sharda Shoelaces

I needed funds to upgrade my product and invest in new technology. ZipLoan offered me a loan at very attractive terms and I used the funds to develop my product and hire skilled labour.

Santosh Singh - Owner, SKS Aqua Appliances

Post my partner’s departure from our business, we were facing an imminent shutdown threat. Fortunately, I was able to secure a big project which could help us survive and grow exponentially. With funds from ZipLoan, I could meet the financial requirements of this new project, and give a new direction to my business.

Chandra Bhushan Kumar, Owner – E-MAPS Analysis and Planning Software

We used up all are savings to fund our brother’s treatment, as a result, our business suffered owing to paucity of funds. With the help of business loan from ZipLoan, my business survived, and now I am planning to scale it up. Thank you, ZipLoan.

Rishal Rana, Owner - Neet Kanth Traders

We purchased office space to save on the recurring and rising rent we were paying. Soon we ran out of funds and could not even pay salaries to workers. I availed a loan from ZipLoan, and now my business is back on track.

Pramod Patel, Owner - Vinod Enterprises

Latest News

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About Us

An RBI registered NBFC, ZipLoan is a tech-driven digital lender that addresses the biggest pain point of SMEs (i.e., access to formal credit) by customizing the loan sourcing and underwriting process for its target customer base. We offer business loans of Rs. 1 - 7.5 lakhs at minimal documentation, basic eligibility criteria & no prepayment charges*. We disburse the loan amount in just 3 days* & have a presence in more than 6 cities.

  • - Business setup by ZipLoan in Delhi/NCR
  • - Seed funding raised
  • - We started operation in Delhi NCR
  • - Businesses funded 38+
  • - We extended our area of operation to Indore
  • - Businesses funded 476+
  • - Co-Lending Partner - IDFC First Bank
  • - We extended our area of operation to Mumbai, Jaipur, Lucknow, and Dehradun
  • - Businesses funded 3130+
  • - Co-Lending Partners IndusInd Bank & IDFC First Bank
  • - Businesses funded 8860+
  • - Co-Lending Partners IndusInd Bank & IDFC First Bank
  • - We extended our area of operation to Bengaluru
  • - Businesses funded 9991+

Business Loan FAQs

ZipLoan provides you the financial access only for Business. You have to submit some basic documents for a quick credit evaluation and based on that we process loan in 3 days. You can take loan with us for following reasons:

  1. Expanding the Business
  2. Meeting the gaps in Cash-flows
  3. Working Capital
  4. Manage the Inventory
  5. Buying new business equipments

Ziploan is a technology driven NBFC which connects small businesses with their financial needs. We are present in Delhi NCR, Bhopal, Indore, Jaipur, Lucknow and Mumbai.

ZipLoan is set up to make finance easily accessible for small businesses. In the recent scenario small businesses are ignored by big financial institutions and banks. Ziploan also evaluate the businesses not only on their credit history, at Ziploan we take decisions based on multiple data points.

ZipLoan is based in Delhi NCR, Bhopal, Indore, Jaipur, Lucknow and Mumbai.

Applying for a business loan from ZipLoan offers the following benefits :

  1. Online application form, apply from anywhere!
  2. Loan disbursal within 3 days* of document submission.
  3. No prepayment charges after first 6 months of successful EMI repayment.

The reasons to choose ZipLoan over any other moneylender are:

  1. Reasonable Rate of Interest: The exact interest rate will be communicated to you after credit. Analysis of your financial profile. Rate of interest varies from 1-1.5 % per month flat.
  2. Online Application: Apply from anywhere.
  3. No Prepayment Penalty: No prepayment charges after first 6 months of successful EMI repayment.

You can apply for a loan from our website or through the ZipLoan mobile app. The loan application process is entirely online. You can submit the list of necessary documents on our mobile app/web.

Following documents are necessary to apply for loan at ZipLoan:

  1. PAN Card
  2. Last 12 month Bank Statement
  3. Last 1 year's ITR
  4. Address Proof
  5. Aadhar Card
  6. Business or Residential premises ownership proof