Calculate your EMI

Loan Amount (₹):

Tenure (Months):

Reducing Interest (%):

Interest Payable ₹ 33,403

Monthly Installment ₹ 23,500

Principal Amount
Interest Amount
Total Payable

Loan Amount (₹):

Tenure (Months):

Reducing Interest (%):

Interest Payable ₹ 33,403

Monthly Installment ₹ 23,500

Why Choose Us?

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Minimal Documentation

No balance sheet needed

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Collateral Free Loan

Business with turnover of 10L+

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No Prepayment Charges

After first 6 EMIs

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Receive Funds Within 3 Days*

Straight into your account

14+

Cities we are active in

10000+

Business Empowered

70+

Business Verticals funded

Download Our App

Follow the below steps to download the ZipLoan App:

Step 1
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Sign up with ZipLoan App

Enter the PAN & sign up with the OTP on your registered mobile number.

Step 2
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Apply for a quick business loan

Check your eligibility in just 60 seconds, upload documents for a loan application, and get the loan in just 3 days*.

Step 3

Engage yourself with interesting features

Use features like Udhaar Tracker, MSME News Updates, etc. and manage your business efficiently.

Solving Real Problems

  • With the funds from ZipLoan I could invest in new machinery for my shoelace factory and supply more goods than ever before. I have increased my production more than three times.

    Priyank Kaushik - Owner, Sharda Shoelaces

  • I needed funds to upgrade my product and invest in new technology. ZipLoan offered me a loan at very attractive terms and I used the funds to develop my product and hire skilled labour.

    Santosh Singh - Owner, SKS Aqua Appliances

  • Post my partner’s departure from our business, we were facing an imminent shutdown threat. Fortunately, I was able to secure a big project which could help us survive and grow exponentially. With funds from ZipLoan, I could meet the financial requirements of this new project, and give a new direction to my business.

    Chandra Bhushan Kumar, Owner – E-MAPS Analysis and Planning Software

  • We used up all are savings to fund our brother’s treatment, as a result, our business suffered owing to paucity of funds. With the help of business loan from ZipLoan, my business survived, and now I am planning to scale it up. Thank you, ZipLoan.

    Rishal Rana, Owner - Neet Kanth Traders

  • We purchased office space to save on the recurring and rising rent we were paying. Soon we ran out of funds and could not even pay salaries to workers. I availed a loan from ZipLoan, and now my business is back on track.

    Pramod Patel, Owner - Vinod Enterprises

About Us

An RBI registered NBFC, ZipLoan is a tech-driven digital lender that addresses the biggest pain point of SMEs (i.e., access to formal credit) by customizing the loan sourcing and underwriting process for its target customer base. We offer unsecured business loans of Rs. 1 - 7.5 lakhs at minimal documentation, basic eligibility criteria & no prepayment charges*. We disburse the loan amount in just 3 days* & have a presence in more than 15 cities.

Business Loan FAQs

ZipLoan provides you the financial access only for Business. You have to submit some basic documents for a quick credit evaluation and based on that we process loan in 3 days. You can take loan with us for following reasons:

  1. Expanding the Business
  2. Meeting the gaps in Cash-flows
  3. Working Capital
  4. Manage the Inventory
  5. Buying new business equipments

Ziploan is a technology driven NBFC which connects small businesses with their financial needs. We are present in Delhi NCR, Barabanki, Bhopal, Dehradun, Haridwar, Indore, Jaipur, Lucknow, Mumbai, Navi Mumbai, Rishikesh, Roorkee and Saharanpur.

ZipLoan is set up to make finance easily accessible for small businesses. In the recent scenario small businesses are ignored by big financial institutions and banks. Ziploan also evaluate the businesses not only on their credit history, at Ziploan we take decisions based on multiple data points.

ZipLoan is based in Delhi NCR, Barabanki, Bhopal, Dehradun, Haridwar, Indore, Jaipur, Lucknow, Mumbai, Navi Mumbai, Rishikesh, Roorkee and Saharanpur.

Applying for a business loan from ZipLoan offers the following benefits :

  1. Online application form, apply from anywhere!
  2. Loan disbursal within 3 days* of document submission.
  3. Loan is collateral free.
  4. No prepayment charges after first 6 months of successful EMI repayment.

The reasons to choose ZipLoan over any other moneylender are:

  1. Collateral Free Loan: The loans offered are collateral free and require no guarantee of any kind
  2. Reasonable Rate of Interest: The exact interest rate will be communicated to you after credit. Analysis of your financial profile. Rate of interest varies from 1-1.5 % per month flat.
  3. Online Application: Apply from anywhere.
  4. No Prepayment Penalty: No prepayment charges after first 6 months of successful EMI repayment.

You can apply for a loan from our website or through the ZipLoan mobile app. The loan application process is entirely online. You can submit the list of necessary documents on our mobile app/web.

Following documents are necessary to apply for loan at ZipLoan:

  1. PAN Card
  2. Last 12 month Bank Statement
  3. Last 1 year's ITR
  4. Address Proof
  5. Aadhar Card
  6. Business or Residential premises ownership proof
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