Business Loan in Delhi NCR

The capital of the country, Delhi, provides a huge number of business opportunities in all sectors, ranging from retail to manufacturing. Small business owners can avail of a small business loan in Dehli NCR from Ziploan to fulfill their business loan requirements in Delhi.

We are the best business loan provider in Delhi and offer up to Rs. 7.5 lakhs finance at minimal documentation and essential eligibility criteria. 

instant business loan

ZipLoan is the Lender of Choice for Small Businesses.


Minimal Documentation

No balance sheet needed


No Prepayment Charges

After first 6 EMIs


Receive Funds Within 3 Days*

Straight into your account

Features and Benefits - Business Loan in Delhi NCR

  • MSME Finance up to Rs 7.5 lakh – We offer small business loans for MSME ranging from Rs. 1 to 7.5  lakh.
  • Loan in 3 Days* - We disburse the funds within three days* after getting your business loan documents.
  • Apply online - To apply business loan scheme fast and comfortably, we have made the entire MSME loan application process online. 
  • Best interest rates - An automated process makes our process and business loan interest rates fair. The interest rates are offered on the basis of your business's repayment ability.
  • Flexible repayment tenure - Our repayment tenure starts from 12 months to 36 months. Therefore, you get enough time to repay the loan amount.
  • No prepayment charges - We offer MSME finance at no prepayment charges after you have paid the first 6 EMIs (excluding pre-EMI).
  • Line of Credit - You can also get an instant line of credit up to Rs 3 Lakhs with a 2%* interest rate (per month) for your immediate business requirements

Locations like Noida, Ghaziabad, and Gurugram are also close to Delhi, which further makes Delhi a hotspot for many business owners. 

With a loan amount of Rs 7.5 lakh along with competitive interest rates and easy eligibility criteria, you can grow your business without worrying about working capital. You can meet various business financial requirements with our MSME loan in Delhi.

As a leading NBFC in Delhi for business loans, we want more people to avail funds from us.

Documents and eligibility criteria

 ProprietorshipPartnershipPvt. Ltd. / LLP / One Person Company
Bank statement (12 months)
Business registration proof
PAN Card
Aadhar Card
ITR of the previous two years

Note: - We don't offer a loan for startup business in Delhi NCR.

Business loan interest rates in Delhi

Customized Interest RatesYes
Loan Tenureup to 36 months
Pre-closure chargesNil** after paying the first 6 EMIs
Eligibility CriteriaAnnual turnover more than Rs.10 lakh
Loan Amount₹ 1 Lakh – ₹ 7.5 Lakh

Business Loans EMI

Equated Monthly Instalments (EMIs) break down a loan into easily repayable financial units. The EMI option provided by Ziploan helps you repay the loan amount with an easy EMI repayment facility. You can repay your loan amount in 12 to 36 months. 

You can use our business loan EMI calculator to know your EMI.

How to Calculate Business Loan EMI?

Here is the formula to calculate business loan EMI.

EMI = P × r × (1 + r) n/ ((1 + r) n – 1)


P: Loan amount, r: interest rate, n: tenure in number of months

How to Apply for Business Loan in Delhi NCR

Here are three steps process to apply for a business loan online from ZipLoan:

  • Submit Application - Simply enter your personal, business, and financial info to receive a business loans offer.
  • Upload Documents - Upload digital copies of your documents in a single-step process for verification.
  • Get Sanctioned - Receive your business loans approval and disbursal within 3 working days*.

How to apply for a business line of credit loan?

Getting a line of credit for your business is pretty easy from Ziploan. Simply download our App and:

  1. Sign up with your registered mobile number
  2. Fill in your basic details to check your loan eligibility
  3. Get a real-time conditional offer basis on your PAN & Aadhaar Card
  4. Upload a few documents  – Address proof, Bank statement & ITR 
  5. Now track your loan application status on an app for approval
  6. The loan application is approved and money is transferred directly to your bank account

Solving Real problems

Ram Yadav

I have been running my business for over twelve years but have not been able to undertake expansion activities. I applied to Ziploan and they cleared my loan application in a very short span of time.

Kanchan Lata

I approached Ziploan for an equipment finance loan. Their eligibility criterion was easy to fulfill because it required only 2 years ITR and 10 lacs of annual banking credit.

Ready for Ziploan to
empower your business ?