Business Loan in Delhi

The capital of the country, Delhi, provides a huge number of business opportunities in all sectors, ranging from retail to manufacturing. Locations like Noida, Ghaziabad, and Gurugram are also close to Delhi, which further makes Delhi a hotspot for many business owners. With a number of businesses operating in Delhi, the need for a business loan in Delhi is also very high. We offer unsecured business loans in Delhi to small business owners up to Rs. 7.5 lakhs at minimal documentation and essential eligibility criteria.

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instant business loan

ZipLoan is the Lender of Choice for Small Businesses.


Minimal Documentation

No balance sheet needed


No Prepayment Charges

After first 6 EMIs


Receive Funds Within 3 Days*

Straight into your account

Business Loan Documents

To avail a small business loan in Delhi from ZipLoan, you need to provide us with the following documents:

  • ITR of the last two year
  • Last nine months’ bank statement
  • PAN card/Aadhar card
  • Address proof (business and house)

Business Loan Features & Benefits

ZipLoan, one of the best business loan providers in Delhi, is an RBI registered NBFC and offers SME loans to ranging from Rs 1 to 7.5 lakhs. The following are the features of the business loan offered by the NBFC:

Loan up to Rs. 7.5 Lakhs: we offer business loans ranging from Rs. 1,00,000 to Rs. 7.5,00,000 to the eligible small business owners. The wider loan window offered by us helps the business owners get access to funds to meet all their various business requirements, such as business expansion and growth.

Online Processing: we have online loan application process where you can apply for a loan through your mobile or laptop/PC. So, there is no need for you to visit us in person.

Faster Processing: we have a fast process wherein we process the application and disburse the loan amount in just three days*. The online loan application also saves the time as there is no time between your filling the loan application and us processing it. Besides, we try and inform the borrower about his eligibility on the same day he applies for the loan.

Unsecured Loan: we call ourselves one of the best small business loans providers in Delhi, not just for the namesake. We offer the best loan product. We offer you unsecured business loans, where you don’t need to offer us any security. You can avail a loan from us without hypothecating collateral.

Flexible Repayment: we offer flexible repayment offers to our borrowers. You can choose between 12 months, 18 months, and 24 months, and 36 months as per your business financials.

No Hidden Costs: we don’t have any hidden charges or costs. We levy a one-time processing fee. Besides, we don’t have any prepayment penalty as well if you prepay your loan amount after the payment of 6 EMIs.

Business Loan Interest Rates

Let’s now take a look at the factors that affect business loan interest rates of all the business loan companies in Delhi:

Business Existence: the longer the business is in operations, the better it is. The minimum business vintage required is two years. With two or more years of business vintage, you are able to provide ITR, bank statement, and other documents to prove the financial stability of your business.

Yearly Turnover: the yearly turnover depicts whether the business is making profits or incurring losses. In short, it plays a key factor in determining the eligibility of your business. Many times business turnover fluctuates. However, it is imperative to maintain consistency in it.

Credit Score: it helps in determining your and business’ creditworthiness numerically, based on the credit history. In case you have availed loans in the past and have paid all EMIs on time, it will impact your score positively. However, if you have defaulted on the EMIs, your score will be impacted negatively.

Business Nature: there are several sectors that the loan lenders term as risky. Hence, they don’t lend to them. Therefore, business nature and sector also plays a major role in interest rate, as if the borrower operates in risky nature, the interest rates would be high.

Why avail Unsecured Business Loan in Delhi?

We are one among the best NBFCs in Delhi for business loans as we offer unsecured loans. The following are the benefits of our unsecured business loans:

Variety of Unsecured Loans: you have several options to choose between when availing unsecured loans. You can avail a machinery loan, term loan, working capital loan, and capital loan.

Simple Process: we have a fast and simple application process. You can fill the loan application in as less as just 10 minutes. Just check your eligibility criteria on our eligibility calculator and fill the loan application. Besides, we require minimal documentation for the processing of the application. And you can submit the documents online – upload their soft copies (pictures or PDFs).

Fast Disbursement Process: our disbursement process is fast. We approve the loan application the same day and disburse the loan amount in just three days*. We are technology-enabled lending platform, which is the main reason we accelerate the lending process. Our unsecured loan product further quickens the lending process.

Shorter Repayment Tenure: our loan repayment tenure is short, ranging from 12 months to 24 months, and 36 months. You can choose one that suits your pocket. This helps you get access to the necessary funds without indulging in long term liability. In addition, the short debts also help you in keeping your cash flow positive.

No Need to give up Ownership: when you avail an unsecured loan, there is no need for you to sell a part of your ownership. Your company remains yours, and you can take all the decisions. However, in the case of an angel investor or venture capitalist, you need to share ownership.


Solving Real problems

Ram Yadav

I have been running my business for over twelve years but have not been able to undertake expansion activities. I applied to Ziploan and they cleared my loan application in a very short span of time.

Kanchan Lata

I approached Ziploan for an equipment finance loan. Their eligibility criterion was easy to fulfill because it required only 2 years ITR and 10 lacs of annual banking credit.

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