Working Capital Loan

Looking for a quick working capital loan in India to boost up your slow-moving business? We at Ziploan offer hassle-free custom business loans of up to 7.5 lakh to meet your financial requirements. You can get a capital loan online in just 3 days* after submitting few documents.

How old is your business?
Last year’s Sales?
First Name
Last Name
Name your city

instant business loan

ZipLoan is the Lender of Choice for Small Businesses.


Minimal Documentation

No balance sheet needed


No Prepayment Charges

After first 6 EMIs


Receive Funds Within 3 Days*

Straight into your account

What is Working Capital Loan?

A working capital loan is a type of loan that companies take for short-term operational needs. It could be costs such as payroll, rent, and debt payments. In other words, working capital loans are corporate debt borrowings that are used by a company to fund its daily operations.

What is the Working Capital Formula?

The working capital formula is:

Working Capital = Current Assets – Current Liabilities

The working capital formula tells us the short-term liquid assets available after short-term liabilities have been paid off.

Features of Ziploan Working Capital Loan

This is a small ticket loan of up to 7.5 lakh, given for a period of 1 to 36 months. Here are some of its salient features:

Benefits of Working Capital Loan by Ziploan

Here are the benefits of availing of working capital loans for small and medium businesses.

To skyrocket your business, Ziploan offers easy working capital loans up to 7.5 lakh at competitive interest rate. 

Eligibility Criteria to Avail Working Capital Loan

Our working capital loan eligibility criteria are simple to let more and more business individuals avail of the MSME loan amount.

Documents Required for a Working Capital Loan


 ProprietorshipPartnershipPvt. Ltd. / LLP / One Person Company
Bank statement (12 months)
Business registration proof
PAN Card
Aadhar Card
ITR of the previous two years


Working Capital Loan Fees & Interest Rates

Customized Interest RatesYes
Loan Tenureup to 36 months
Pre-closure chargesNil** after paid the first 6 EMIs
Eligibility CriteriaAnnual turnover more than Rs.10 lakh
Loan Amount₹ 1 Lakh – ₹ 7.5 Lakh

How to Apply for Working Capital Loan

Here are three steps process to working capital loan apply online from ZipLoan:


Solving Real problems

Ram Yadav

I have been running my business for over twelve years but have not been able to undertake expansion activities. I applied to Ziploan and they cleared my loan application in a very short span of time.

Kanchan Lata

I approached Ziploan for an equipment finance loan. Their eligibility criterion was easy to fulfill because it required only 2 years ITR and 10 lacs of annual banking credit.

Ready for Ziploan to
empower your business ?