How To Get A Business Loan For The First Time?

Avail a business loan to take your business to the next level. Use the funds to meet all your financial requirements and never let your business suffer. We have an online and straightforward application process that saves the borrowers from the hassle and allow them to focus on their business.

instant business loan

ZipLoan is the Lender of Choice for Small Businesses.


Minimal Documentation

No balance sheet needed


No Prepayment Charges

After first 6 EMIs


Receive Funds Within 3 Days*

Straight into your account

Benefits of Business Loan

  • Loans for all Types of Businesses: we offer business loans to all types of businesses. The users can borrow loans ranging from Rs. 1,00,000 to Rs. 5,00,000, and there is no need to offer collateral for availing a business loan.
  • Flexible Tenure: you can choose the loan tenure between periods of one to two years.
  • Easy Application: we offer an online application that lets you apply for a business loan online without coming to our office or meet us in person. We offer our services in more than 15 cities.
  • Borrow if your Need More: we have the top-up facility as well, you can avail more after the payment of 9 EMIs. 

Features of Business Loan

We offer customised business loans for small and medium business owners. Our loans are unsecured, and we have a straightforward application process.

  • Loan up to Rs. 5 Lakhs - We offer business loans up to Rs. 5,00,000 to eligible SMEs. Our loan window ranges from Rs. 1,00,000 to Rs. 5,00,000. The funds can help you meet your business growth and expansion efficiently.
  • Fast Application Processing - We are a technology-enabled platform, and thus, we don’t take a lot of time to process the application. We have eliminated most of the manual work while processing the application, leading to same-day loan approvals.
  • Timely Disbursal - We offer business loans in just three days*. With our fast loan disbursement, you can meet all your financial business requirements effectively. Thus, you can take your business to new heights.
  • No Collateral - We offer business loans without security. You don’t need to pledge your asset with us to avail a business loan from us. So, don’t worry about collateral but only invest all your time on taking your business forward.
  • Low-Interest Rates - We offer the best loan interest rates in the market.
  • Flexible Loan Repayment Tenure - We offer several options of repayment to the borrowers to let them choose the one that suits their pocket. You can choose between 12 months, 18 months, and 24 months.
  • EMI Calculator - We have an online EMI calculator that helps you calculate the EMI that you will have to pay. With its help, you can choose the best principal amount and loan tenure. With the help of an EMI calculator, you can choose the best loan product that you can afford and the one that will only be advantageous for you and your business.
  • No Hidden Costs - We don’t have any hidden cost and charges. We only charge a one-time processing fee and don’t have any prepayment charges after the payment of 6 EMIs.

Solving Real problems

Ram Yadav

I have been running my business for over twelve years but have not been able to undertake expansion activities. I applied to Ziploan and they cleared my loan application in a very short span of time.

Kanchan Lata

I approached Ziploan for an equipment finance loan. Their eligibility criterion was easy to fulfill because it required only 2 years ITR and 10 lacs of annual banking credit.

Ready for Ziploan to
empower your business ?