ZipLoan provides you the financial access only for Business. You have to submit some basic documents for a quick credit evaluation and based on that we process loan in 3 days. You can take loan with us for following reasons:
Ziploan is a technology driven NBFC which connects small businesses with their financial needs. We are present in Delhi NCR, Indore, Lucknow and Jaipur.
ZipLoan is set up to make finance easily accessible for small businesses. In the recent scenario small businesses are ignored by big financial institutions and banks. Ziploan also evaluate the businesses not only on their credit history, at Ziploan we take decisions based on multiple data points.
ZipLoan is based in Delhi NCR, Lucknow, Jaipur and Indore.
Applying for a business loan from ZipLoan offers the following benefits :
The reasons to choose ZipLoan over any other moneylender are:
You can apply for a loan from our website or through the ZipLoan mobile app. The loan application process is entirely online. You can submit the list of necessary documents on our mobile app/web.
Following documents are necessary to apply for loan at ZipLoan:
ZipLoan collects sensitive personal data / information after your due consent, such as your name, mailing address, phone number, email address, pan number, gst number, sms, phone details, phone contacts, location, call logs, income tax returns, bank account number, passport details, driving license details, personal statements, reasons for seeking finance, income sources and financial information, etc. ZipLoan uses this data for loan evaluation of applicants. Most small businesses do not have all the necessary documents and hence we supplement our underwriting process with the use of this data. The sensitive data collected by ZipLoan is stored with bank grade security.
After submission of required documents and its successful evaluation we take a minimum of 3 business days to disburse the loan. (Terms and Conditions apply)
Login into www.ziploan.in and check all the minute details related to your loan. You can also check by login on our Android Application. You can download our mobile application from here: https://play.google.com/store/apps/details?id=com.ziploan.app&hl=en
Top-up loan is a facility provided by Ziploan which allows the borrower to borrow a certain amount of money over and above his/her current outstanding loan.
The Top-up loan comes with a lower interest rate & lower processing fee compared to your current loan interest rate & processing fee.
Eligibility criteria for a business loan from ZipLoan:
You are eligible to avail a loan from ZipLoan if your business is more than 2 years old.
You can borrow a loan ranging from INR 1-5 lacs. Repayment period ranges from 12-24 months.
The exact interest rate will be communicated to you after credit analysis of your financial profile. Interest Rates generally range from 1-1.5% per month(Flat).
No. ZipLoan offers collateral free business loans. There is no need to submit property papers, mortgage or any other kind of security to avail a loan from ZipLoan.
Yes. You can repay the loan before due date. ZipLoan levies no prepayment penalty for payment of Loan before completion of tenure.
We accept EMI in 3 ways:
Though we require your CIBIL score, it is only a part of our credit evaluation process. We evaluate the credit of small enterprises in a holistic fashion and generate a unique internal credit score termed ‘Zipscore’. Zipscore ensures that a business is evaluated for factors beyond just the CIBIL score.