Benefits Of Top-Up Loan


Get Additional Loan

Pay EMI instalment of your existing loan regularly and get an increase loan offer

Longer Tenure

Get extension on your loan tenure

Quick Approval

Get your Top-Up loan approved quickly

Minimum Documentation

Gets your loan processed quickly through less documents

Features Of Top-Up Loan

Top-Up Loan is a reward for all the borrowers who are looking to expand their business.
The following are the features of Top-Up Loan

Get A Bigger Loan Amount Up To Rs 7.5 Lakh*

Those borrower’s, who pay their 9 months EMI successfully become eligible for the Top-Up loan

Eligibility To Apply Becomes Easier

The requirement of the additional loan gets fulfilled smoothly on your existing business loan

Faster & Hassle-Free Processing

Past borrower records & lesser documents help the borrowers to get a Top – Up loan quickly

Longer Tenure To Repay The Loan

The borrower gets additional 12 months during which he/she can easily repay all the EMIs of both the existing and the Top-Up loan

Steps For Availing Top–Up Loan

The existing borrower can apply for Top-Up Loan by

Step 1

Login for a Top-Up Loan

Step 2

Know your Eligibility for Top-Up Loan

Step 3

Apply for a Top-UP Loan

Solving Real Problems

Rakesh Kumar Gaur

Garment Manufacturer

“I wanted to grow the business, Top Up loan from Ziploan helped me to buy machines that was needed to produce more garments”

Arjun Rajput

Kirana Shop Owner

“My dream of adding an additional kirana shop fulfilled through Top – up loan by Ziploan”

Nitin Jain

Chemist Shop

“I needed additional fund to expand my business, since I have paid my EMIs regularly, I got eligible for Top –up loan and able to manage my business”

Arjun Rajput

Kirana Shop Owner

“My dream of adding an additional kirana shop fulfilled through Top – up loan by Ziploan”

Top-Up Loan FAQ’S

Top-Up Loan is a facility provided by Ziploan which allows the borrower to borrow a certain amount of money over and above his/her current outstanding loan.

If your current loan tenor with Ziploan is between 18-24 months then you will be eligible for Top-Up Loan after successfully completing 9 months EMI without any bouncing

You can apply for a Top-Up on our web portal or our Ziploan App by signing in with your PAN Number. Alternatively, you can call us at 011-4084-4613 or email us at

The Top-Up loan comes with a lower interest rate & lower processing fee compared to your current loan interest rate & processing fee.