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What Is Working Capital Loan?

Working capital is the amount required to keep the business afloat. It is necessary to maintain business operations efficiently on a daily basis.

During seasonal, festive, or cyclical periods, a business may require a working capital loan to meet an increase in demand for products or to meet the extra need of capital for day-to-day business needs. This is when they can avail a working capital loan.

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upto 3 lacs

3 - 5 lacs

Above 5 lacs

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ZipLoan is the Lender of Choice for Small Businesses.

Minimal Documentation

No balance sheet needed

No Prepayment Charges

After first 6 EMIs

Receive Funds Within 3 Days^*

Straight into your account

When to avail a Working Capital Loan?

The following are the situations when a business owner can think of availing a loan:

Irregular cash due to low stock turnover.
Lack of cash reserves for meeting cash crunches.
Taking up new business opportunities, but funds are insufficient.
With working capital loans from ZipLoan, maintaining business liquidity is easy. We offer working capital loans up to Rs. 7.5 lakh which are disbursed in just three days*.

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How do Working Capital Loans work?

SMEs can fill the gaps in cash flow quickly by availing a quick and working capital loan. The process does not require a long list of paperwork and the loan amount is disbursed within three days*.

The business owner can apply for a working capital loan through these three easy steps:

Apply: apply for a loan anytime, anywhere in less than 10 minutes.
Upload Documents: digitally upload the PDFs or scanned copies of the required business loan documents.
Get Loan: we are backed by technology, and we disburse the loan amount in just three days*.
Repay Loan: choose from our flexible repayment option and repay the loan.

Solving Real problems

Ram Yadav

I have been running my business for over twelve years but have not been able to undertake expansion activities. I applied to Ziploan and they cleared my loan application in a very short span of time.

Kanchan Lata

I approached Ziploan for an equipment finance loan. Their eligibility criterion was easy to fulfill because it required only 2 years ITR and 10 lacs of annual banking credit.

Babu Lal

I always thought that loans and credit facilities were only available to large businesses with significant turnover. I never thought I would be eligible to qualify for a business loan too. Ziploan is boon for small enterprises like me.

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Different Type of Small Business loans

What Is Working Capital Loan?

ZipLoan is the Lender of Choice for Small Businesses.

Minimal Documentation

No Prepayment Charges

Receive Funds Within 3 Days*

When to avail a Working Capital Loan?

Quick Links

How do Working Capital Loans work?

Solving Real problems

Ready for Ziploan to empower your business ?

Download our App

Download our App

Got Questions? Get in Touch

Receive Funds Within 3 Days^*

Ready for Ziploan to
empower your business ?