What are the types of working capital loan?

A working capital loan is a short-term loan designed to bridge the gap between cash flow and sales.

Depending on your business, you can opt for one of the following types of working capital finance:

  • Short-term or long-term working capital loans - Short-term working capital loans have fewer repayment tenors than long-term working capital loans. 
  • Unsecured working capital loans - To avail collateral-free working capital loans you don't need to deposit any assets as a security.
  • Secured working capital loans - You need to provide some types of collateral such as property to avail of secured working capital loans.

Ziploan offers a quick working capital loan for MSMEs to help them manage their cash flow and purchase new inventory.

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