instant business loan

ZipLoan is the Lender of Choice for Small Businesses.


Minimal Documentation

No balance sheet needed


No Prepayment Charges

After first 6 EMIs


Receive Funds Within 3 Days*

Straight into your account

When to avail a Working Capital Loan?

The following are the situations when a business owner can think of availing a loan:

  • Irregular cash due to low stock turnover.
  • Lack of cash reserves for meeting cash crunches.
  • Taking up new business opportunities, but funds are insufficient.
  • With working capital loans from ZipLoan, maintaining business liquidity is easy. We offer working capital loans up to Rs. 7.5 lakh which are disbursed in just three days*.

How do Working Capital Loans work?

SMEs can fill the gaps in cash flow quickly by availing a quick and working capital loan. The process does not require a long list of paperwork and the loan amount is disbursed within three days*.

The business owner can apply for a working capital loan through these three easy steps:

  • Apply: apply for a loan anytime, anywhere in less than 10 minutes.
  • Upload Documents: digitally upload the PDFs or scanned copies of the required business loan documents.
  • Get Loan: we are backed by technology, and we disburse the loan amount in just three days*.
  • Repay Loan: choose from our flexible repayment option and repay the loan.


Solving Real problems

Ram Yadav

I have been running my business for over twelve years but have not been able to undertake expansion activities. I applied to Ziploan and they cleared my loan application in a very short span of time.

Kanchan Lata

I approached Ziploan for an equipment finance loan. Their eligibility criterion was easy to fulfill because it required only 2 years ITR and 10 lacs of annual banking credit.

Ready for Ziploan to
empower your business ?