How Does Business Loan Work?

A financial tool, business loan helps in boosting a business without any burden of collateral or mortgage. You need to fulfil the eligibility criteria of the lender to get the loan application approved and loan amount sanctioned. Avail an unsecured business loan without pledging any collateral. You can use the funds to expand your business, buy new and latest machinery, and maximise your business growth.

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instant business loan

ZipLoan is the Lender of Choice for Small Businesses.


Minimal Documentation

No balance sheet needed


No Prepayment Charges

After first 6 EMIs


Receive Funds Within 3 Days*

Straight into your account

The Fundamentals of a Business Loan

Since the small business market continually changes, in terms of technology, preference shift, and regulations, there is n number of ways in which a business loan can work. That said, the easiest way to understand in what way a business loan can work is based on the type of a loan you are availing. Various types of business loans are available, mostly based on the needs of the borrowers. Such as machinery loan, working capital loan, capital loan, etc.

Business Loan Requirements

No matter what type of a business loan of you apply for, the following are the requirements that you need to fulfil to qualify for a loan:


Solving Real problems

Ram Yadav

I have been running my business for over twelve years but have not been able to undertake expansion activities. I applied to Ziploan and they cleared my loan application in a very short span of time.

Kanchan Lata

I approached Ziploan for an equipment finance loan. Their eligibility criterion was easy to fulfill because it required only 2 years ITR and 10 lacs of annual banking credit.

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