Business Loan Feature & Benefits

A business loan from Ziploan can give your business a much-needed boost thanks to flexible repayment options and competitive interest rates. Ziploan business loans come with the following benefits:

instant business loan

ZipLoan is the Lender of Choice for Small Businesses.


Minimal Documentation

No balance sheet needed


No Prepayment Charges

After first 6 EMIs


Receive Funds Within 3 Days*

Straight into your account

Business Loan Benefits

Here are the reasons why we're the best place to get a quick business loan:

  • Fast disbursal: We understand that when you apply for a business loan, you need the funds as soon as possible. Therefore, we provide quick business loans. We can disburse a small business loan within three days*. As a result, your business will grow without being hindered by a lack of funding.
  • Minimum documentation: We only require minimal documentation to process loan applications. You won't need a lot of paperwork to get a loan from us. You can submit business loan documents online.
  • Competitive interest rates: Our business loan interest rates are reasonable because we are committed to helping small businesses in India. With this, you can get financial help without worrying about large payments.
  • No prepayment charge: We do not charge prepayment penalties after paying 6 EMI (excluding pre-EMI). Paying the remaining principal amount without paying any extra fees allows you to foreclose your loan account at any time.
  • Flexible tenors: We offer you the option of choosing a repayment tenor that suits you. You may choose to repay the loan in three years if you wish.

Business Loan Features

We are known for offering the best business loan in India due to the following features:

  • Eligible age: To be eligible for a loan from us, a borrower must be 21 to 60 years of age.
  • Loan amount: Your business loan amount can range from Rs. 1 to 7.5 lakh. The amount of the loan depends on your needs.
  • Tenure of loan: We make loan payments over a period of one to three years. It is up to you to choose the one you can repay.
  • Eligibility criteria: We have very easy eligibility criteria to meet. The business must have been in existence for more than two years, and the previous year's income tax return must have totaled more than Rs. 1.5 lakh. Moreover, you should have more than Rs. 10 lakh in annual banking.
  • Business vintage: Your business' vintage plays a key role in determining its stability and authenticity. We will need the ITR for the past two years to verify the vintage of your business.
  • Loan documents: We offer minimal documentation business loans. As proof of your business place and house address, we need a bank statement for the last nine months. We also need an ITR for the past two years, and a PAN card and Aadhar card. Because of its minimal documentation requirements and simple eligibility requirements, our loan product is the best available to you.

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Solving Real problems

Ram Yadav

I have been running my business for over twelve years but have not been able to undertake expansion activities. I applied to Ziploan and they cleared my loan application in a very short span of time.

Kanchan Lata

I approached Ziploan for an equipment finance loan. Their eligibility criterion was easy to fulfill because it required only 2 years ITR and 10 lacs of annual banking credit.

Ready for Ziploan to
empower your business ?