Can I get a loan for a restaurant?

Yes, you can get a quick loan for a restaurant from Ziploan within 3 days*.

Can I get Mudra loan for the restaurant?

Yes, you can apply for a mudra loan for a Restaurant under Sishu category for Rs.50,000 and more from other categories.

Can I get a business loan with a low credit rating?

Yes, you can avail business from a low rating. At Ziploan we have our own rating to measure that we call Zipscore.

Can the restaurant business loan be pre-closed?

Yes, you can pre-closed restaurant business loan after submitting 6 EMIs.

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Restaurant Business Loan

Name: ZipLoan
Address: 608 - 610, 6th Floor, Kailash Building, 26 K.G.Marg, 110001
Telephone: 011-4084-4613

Whether you are opening a new hotel and restaurant or maintaining an existing one, it will require a good amount of investment. Ziploan Restaurant loan is a great way to stock up raw material and pay for marketing, furniture, and other expenses.

At Ziploan we don't need a bundle of documents to avail restaurant finance.

Your loan amount requirement?^*

upto 3 lacs

3 - 5 lacs

Above 5 lacs

First Name^*

Last Name^*

Mobile no.^*

E-mail Id

ZipLoan is the Lender of Choice for Small Businesses.

Minimal Documentation

No balance sheet needed

No Prepayment Charges

After first 6 EMIs

Receive Funds Within 3 Days^*

Straight into your account

Restaurant Business Loan Features & Benefits

Restaurant Finance up to Rs 7.5 lakh – We offer hotel financing ranging from Rs. 1 to 7.5 lakhs. We have a flexible ticket size, so you can pick the amount that you require.
Loan in 3 Days* - Online submission of the documents helps us process your loan application faster. We disburse the loan amount within three days* after getting your Restaurant loan documents.
Apply Online - To apply MSME loan for a restaurant fast and easily, we have made the entire application process online. We also offer same-day approvals with disbursals within three days after the documents are submitted and verified.
Best Interest Rates - Our restaurant loan interest rates are the best in the industry. No manual intervention but the automated process makes our process and interest rates fair. The interest rates are offered on the basis of your business's repayment ability.
Flexible Repayment Tenure - Our repayment tenure starts from 12 months to 36 months. Therefore, you get enough time to repay the loan amount.
No Prepayment Charges - We offer MSME loans at no prepayment charges after you have paid the first 6 EMIs (excluding pre-EMI).

Quick Links

Business Loan Documents MSME Registration MSME Full Form MSME Loan Eligibility Criteria MSME loan interest rate Udyog Aadhar Shop Loan CGTMSE Loan

Restaurant Loan Eligibility Criteria

The eligibility criteria for a restaurant loan from Ziploan can be fulfilled easily.

An established Restaurant with a proven business vintage of more than two years.
Minimum annual turnover of Rs. 10 lakhs in the previous year.
The business must not have any default history.
The income tax filed during the last year should be more than Rs. 1.5 lakhs.
The borrower should own a Restaurant place.

Documents Required for Hotel / Restaurant Loans

	Proprietorship	Partnership	Pvt. Ltd. / LLP / One Person Company
Bank statement (12 months)	✓	✓	✓
Business registration proof	✓	✓	✓
PAN Card	✓	✓	✓
Aadhar Card	✓	✓	✓
ITR of the previous two years	✓	✓	✓

Hotel / Restaurant Loans Fees & Interest Rates

Customized Interest Rates	Yes
Loan Tenure	up to 36 months
Pre-closure charges	Nil** after paid the first 6 EMIs

Eligibility Criteria	Annual turnover more than Rs.10 lakh
Loan Amount	₹ 1 Lakh – ₹ 7.5 Lakh

Benefits of Restaurant Business Loans from ZipLoan

The following are the benefits of availing funds for Restaurant from us:

Manage Working Capital Efficiently: Our business loan will help you purchasing raw material, office revamping, and streamlining your working capital.
Business Expansion: With our restaurant financing, you can get ahead with production, marketing, and expand your supply network as well.
Raise Credibility: With our business loan, you can boost your business and deliver the order on time that will increase your credibility in the market.

How to Apply for Restaurant/Hotel Loan

Here are three steps process to MSME loan apply online from ZipLoan:

Submit Application - Simply enter your personal, business, and financial info to receive a restaurant/hotel loans offer.
Upload Documents - Upload digital copies of your documents in a single-step process for verification.
Get Sanctioned - Receive your fund approval and disbursal within 3 working days*

Frequently Asked Questions

Can I get a loan for a restaurant?

Yes, you can get a quick loan for a restaurant from Ziploan within 3 days*.

Can I get Mudra loan for the restaurant?

Yes, you can apply for a mudra loan for a Restaurant under Sishu category for Rs.50,000 and more from other categories.

Can I get a business loan with a low credit rating?

Yes, you can avail business from a low rating. At Ziploan we have our own rating to measure that we call Zipscore.

Can the restaurant business loan be pre-closed?

Yes, you can pre-closed restaurant business loan after submitting 6 EMIs.

Solving Real problems

Ram Yadav

I have been running my business for over twelve years but have not been able to undertake expansion activities. I applied to Ziploan and they cleared my loan application in a very short span of time.

Kanchan Lata

I approached Ziploan for an equipment finance loan. Their eligibility criterion was easy to fulfill because it required only 2 years ITR and 10 lacs of annual banking credit.

Babu Lal

I always thought that loans and credit facilities were only available to large businesses with significant turnover. I never thought I would be eligible to qualify for a business loan too. Ziploan is boon for small enterprises like me.

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Different Type of Small Business loans

Restaurant Business Loan