Loan in 3 Days* - Once we receive your documents for a business loan, we disburse the funds within three days*.
Apply online - We have made the entire business loan application process easy and convenient.
Best interest rates - Using an automated process and no manual intervention, we are able to offer fair business loan interest rates. Your business's repayment ability determines the interest rate.
Flexible repayment tenure - We offer repayment tenures ranging from 12 to 36 months. Hence, you will have sufficient time to repay the loan.
No prepayment charges - MSME finance at no prepayment charges after six EMIs (excluding pre-EMI).
In addition to its rich cultural heritage, Lucknow has earned the title 'City of Nawab'. The city has a touch of royal splendour that once upon a time was unlimited, with its traditional cuisine, fine arts, and courteous people.
Funding for operational and capital purposes is a crucial need for business people who wish to participate in these industries. Ziploan is a reputed business loan provider in Lucknow that can provide you with a quick business loan in Lucknow if you are in need. Business loans of up to Rs. 7.5 lakh are available at low rates, with minimal documentation, flexible tenor, and many other benefits.
Equated Monthly Instalments (EMIs) let you pay off a loan in affordable monthly payments. Ziploan one of the reputed business loan lenders in Lucknow offers you a convenient EMI repayment option. You can repay the loan amount between 12 and 36 months.
P: Loan amount, r: interest rate, n: tenure in number of months
How to Apply for Business Loan in Lucknow
To apply for a business loan online from ZipLoan, follow these three steps:
Submit Application - Complete our online application to receive a business loan offer.
Upload Documents - Verify your documents in one step by uploading digital copies.
Get Sanctioned - Your business loan will be approved within 3 days* and disbursed.
Types of Business Loan Available in Lucknow
Here are the types of business loans that are available to you:
Short-term loan: Finance for specific business areas on a short-term basis or for employee salaries or purchasing assets for the business. An owner of a business takes out a term loan to borrow a specific amount of money and repay it with interest over time.
Business credit line: A specific amount of money is available to the business owner at any time. Similar to a credit card, revolving credit provides a credit that resets once the amount withdrawn is paid in full.
Equipment financing: To purchase business equipment, or to purchase machinery, a business owner will need funds.
Invoice financing: Business owners borrow money against customer invoices. A short-term requirement, it helps businesses manage cash flow, pays employees and suppliers, and boosts growth.
One of the best business loan companies in Mumbai also provides quick business loan for women in Mumbai at competitive interest rates.
Note:- We don't provide a loan for new business in Mumbai.
Frequently Asked Questions
How to get a business loan in Lucknow?
ZipLoan is one of the best NBFC in Lucknow for business loan that offers loan within 3 days*.
How do I calculate the EMI for the business loan?
It is easy to calculate EMI on our website by using our online calculator. You need to enter the principal loan amount, tenure of the loan in months and the rate of interest
Who can get a business loan from ZipLoan?
Businesses with more than 2 years of vintage qualify for a business loan. Besides, their previous year's turnover should be more than Rs. 5 lakh and they must have filed an ITR of more than Rs. 1.5 lakh in the last year.
What documents required to get a business loan from ZipLoan?
The documents required for a business loan from ZipLoan are PAN card, Last 12 months Bank Statement, Last 1 year’s ITR, Address proof, Aadhar card, etc.
How can I get a loan for small business in Lucknow?
To avail of a small business loan, the business owner can visit our website and fill the loan application form online. Our business loan agent in Lucknow will help with further assistance.
Solving Real problems
I have been running my business for over twelve years but have not been able to undertake expansion activities. I applied to Ziploan and they cleared my loan application in a very short span of time.
I approached Ziploan for an equipment finance loan. Their eligibility criterion was easy to fulfill because it required only 2 years ITR and 10 lacs of annual banking credit.
I always thought that loans and credit facilities were only available to large businesses with significant turnover. I never thought I would be eligible to qualify for a business loan too. Ziploan is boon for small enterprises like me.
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