Mudra Loan Yojana

The Pradhan Mantri Mudra Yojana (PMMY) provides loans of up to Rs. 10 lakh to micro and small enterprises in the non-corporate and non-farming sectors. To qualify, applicants must submit specific documents. Here's a list of everything you need.

instant business loan

ZipLoan is the Lender of Choice for Small Businesses.


Minimal Documentation

No balance sheet needed


No Prepayment Charges

After first 6 EMIs


Receive Funds Within 3 Days*

Straight into your account

MUDRA Loan Documents

The following are documents required to apply for the MUDRA Loan scheme:

  • Self-attested identity proof which can be Aadhar card, PAN, Voter’s ID, Passport, driving license, and valid photo ID card as issued by the government.

  • Self-addressed address proof which includes Aadhar card, passport, voter’s ID card, bank passbook, and utility bill.

  • Business documents include certificates, registration, license, and documents confirming business existence and ownership.

Types of Mudra Loan Schemes

In the Pradhan Mantri Mudra Yojana (PMMY), three schemes are available:

  • Shishu: You can borrow up to Rs. 50,000 to start a business or to invest more in it.
  • Kishor: Small businesses can apply for loans ranging from Rs. 50,000 to Rs. 5 lakhs. 
  • Tarun: Existing companies can get up to Rs. 10 lakhs worth of loans for setting up their businesses.

Other MUDRA loan documents

  • Photos of the business owners, partners, etc.
  • Proof of SC, ST, OBC, etc.
  • Balance sheet for the last 2 years
  • Income/sales tax returns
  • Bank account statements
  • Partner agreements
  • Sales made during the current FY and up to the loan application filing
  • Estimated balance sheet for 1 year or the loan tenor
  • Verification of the economic and technical viability of the business

Ziploan provides business loans of up to Rs. 7.5 lakh to businesses that want to get a fast business loan. The documents required are minimal for these loans. 

Mudra Yojana Features

  • Age Criteria: Minimum 18 years & Maximum 65 years
  • Interest rate: Varies from bank to bank
  • Minimum loan amount – Rs. 30,000
  • Maximum loan amount is up to Rs. 10 lakh
  • Collateral or Security: Not required
  • Processing Fee: Nil
  • Repayment Tenure: Up to 5 years
  • For applicants without past defaults


We don't provide MUDRA Loan. Visit our website to find our other financial services.

Solving Real problems

Ram Yadav

I have been running my business for over twelve years but have not been able to undertake expansion activities. I applied to Ziploan and they cleared my loan application in a very short span of time.

Kanchan Lata

I approached Ziploan for an equipment finance loan. Their eligibility criterion was easy to fulfill because it required only 2 years ITR and 10 lacs of annual banking credit.

Ready for Ziploan to
empower your business ?