PAN Card

Every taxpayer is required to have a PAN number while filing an income tax return. PAN (Permanent Account Number) is a unique number allotted to every taxpayer in India. The PAN card contains the PAN number and identity details of an individual.

What is a PAN Card?

A PAN card is a card issued by the Income Tax Department under the Income Tax Act, 1961. The PAN card contains 10-digit alphanumeric code which is computer-generated and is PAN number. Along with it, it also includes individual details, such as name and date of birth.


instant business loan

ZipLoan is the Lender of Choice for Small Businesses.


Minimal Documentation

No balance sheet needed


No Prepayment Charges

After first 6 EMIs


Receive Funds Within 3 Days*

Straight into your account

Who can avail a PAN Card?

PAN can be availed by individuals, companies, and partnership firms. It is mandatory for such entities to have a valid PAN number while filing income tax returns. In fact, individuals, minors, students, and NRIs can apply for PAN card online and offline.

How to Apply for PAN Card Online & Offline?

You can apply for PAN card online as well as offline. The following are the ways to apply for a PAN card.

PAN Card Online Application

  • Step 1: Visit the NSDL or UTIITSL website for online PAN card application.
  • Step 2: Click on NEW PAN option on the home page.
  • Step 3: Fill the new PAN card form 49A, which is for Indian citizens, NRI/NRE, and OCI individuals.
  • Step 4: Fill the form with your details.
  • Step 5: Next, you have to pay the processing fee online through demand draft after submitting the form.
  • Step 6: The final page will be generated, which will contain the 15-digit acknowledgement number.
  • Step 7: Send the acknowledgement form to the NSDL PAN office by courier within 15 days along with the concerned documents.
  • Step 8: After the verification, the physical PAN card will be sent within 15 days.

Offline PAN Card Application

  • Step 1: Collect a PAN card form copy from UTIISL agent.
  • Step 2: Fill the form and attach the PAN card documents, such as an address, identity proof, photographs, etc.
  • Step 3: Submit the form with the processing fee.
  • Step 4: PAN card will be delivered to you within 15 days.

Solving Real problems

Ram Yadav

I have been running my business for over twelve years but have not been able to undertake expansion activities. I applied to Ziploan and they cleared my loan application in a very short span of time.

Kanchan Lata

I approached Ziploan for an equipment finance loan. Their eligibility criterion was easy to fulfill because it required only 2 years ITR and 10 lacs of annual banking credit.

Ready for Ziploan to
empower your business ?