Loan Disbursement Process

We are committed to making the entire business loan disbursement process easy for the small business owners in order to help them focus on their core business and worry less about how to easily avail finances to run a business easily.

instant business loan

ZipLoan is the Lender of Choice for Small Businesses.


Minimal Documentation

No balance sheet needed


No Prepayment Charges

After first 6 EMIs


Receive Funds Within 3 Days*

Straight into your account

NBFC Business Loan Disbursement Process 

We understand that most small businesses cannot offer collateral or security in terms of an asset to avail a collateral business loan from traditional lending institutions, such as banks. Therefore, we offer unsecured business loans to small business owners at attractive interest rates and with easy terms and conditions. Our business loan disbursement process is very simple and we disburse the business loan within a few days after you sign a contract with us.

Quick & Easy Business Loan Provider in India

A business loan is in great demand these days as it is one of the most feasible ways to get extra finances for the business. A small business loan can be used for various purposes, from buying or upgrading equipment and machinery to expand operations to increase working capital. A lot of lending institutions are offering an easy and affordable secured and unsecured working capital loan. However, one thing that always surrounds the business loan is the long business loan disbursement process.

But it is not the case with ZipLoan. Our business loan disbursement process is very simple and quick and we disburse the business loan in your bank account within a few days after you sign a contract with us. So far, we have disbursed business loan of up to INR 7.5 Lakh to clothing business, courier companies, electronics companies, product manufacturing companies, etc.

ZipLoan Business Loan Disbursement Process Flow

ZipLoan has simplified and shortened the whole business loan applying process for the convenience of the small business owners. Our business loan disbursement process mainly consists of 5 simple steps:

  • Online Business Loan Application: Apply for a business loan online on our website or through our App, Connect. Duly fill the application form with the correct information and submit. Our representative will process your business loan application form within a few hours.

  • Business Loan Document Submission: After applying for a business loan, submit the soft copies of all the required documents on our website or App. We require a minimal list of documents, ensuring that the overall business loan application process is easy for you.

  • Credential Check: After you apply for a business loan, we check your eligibility and credentials. We do not depend on CIBIL score for the approval and SME loan disbursement. Instead, we have our own holistic credit evaluation process called ZipScore.

  • Paper Work: If your business loan application is approved, the next step is to sign a contract. We offer business loan at very competitive interest rates.

  • Business Loan Disbursement: After the paperwork, we disburse the small business loan within a few days. You can easily repay the business loan through monthly installments. Also, you can repay the business loan before the tenure, we don’t charge any fees or penalty on foreclosure after the payment of 6 EMIs.

Solving Real problems

Ram Yadav

I have been running my business for over twelve years but have not been able to undertake expansion activities. I applied to Ziploan and they cleared my loan application in a very short span of time.

Kanchan Lata

I approached Ziploan for an equipment finance loan. Their eligibility criterion was easy to fulfill because it required only 2 years ITR and 10 lacs of annual banking credit.

Ready for Ziploan to
empower your business ?