The Udyogini Scheme for Women Entrepreneurship and The Benefits

The Udyogini scheme is a scheme to provide cheap loans and business training to women entrepreneurs. Under this scheme, when women entrepreneurs who are needed business loans and industry training are given by many government and private banks.

Prime Minister Narendra Modi has always insisted that there should be more business in the country and women should become financially independent. Udyogini scheme has been started by the Modi government in 2020.

Ever since Narendra Modi became Prime Minister, small, micro & medium entrepreneurs are getting every level of support from the government.

Mudra loan scheme for MSME traders has been launched by the Modi government. Under this scheme, business loans of up to 10 lakh are given to the businessmen in three categories without any mortgage. Similarly, the Udyogini scheme has been started by the Central Government to give loans to women entrepreneurs.

For the information, we should let you know that the business loan of up to 7.5 lakhs is provided by ZipLoan, an RBI registered company to MSME businessmen, in just 3 days* without mortgaging anything. Let us understand what is the Udyogini scheme? What is the eligibility for the Udyogini scheme? What is the benefit of the Udyogini scheme? And who gets the benefit of the Udyogini scheme?

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What is The Udyogini Scheme?

This scheme is not an indirect government scheme. Rather it is a scheme started by banks as per the instructions of the Central Government. The scheme is being run independently by the public, private banks as well as non-banking financial companies (NBFCs).

The basic motive behind launching the Udyogini scheme is to empower women. Under this scheme, the women who get their own business get a loan. Please also inform you that in this scheme, those women also get a loan, who already have a business.

Under the Udyogini scheme, women get a maximum loan of up to Rs 3 lakh at the lowest rate of interest. The special feature of this scheme is that SC, ST (SC-ST), and physically challenged women are given interest-free loans.

Where Can I Get an Udyogini Loan?

At present, there are many government and private banks, from which the Udyogini loan is available very easily. Udyogini loan lending banks are Punjab and Sind Bank and Saraswat Bank.

Apart from this, the Udyogini loan can be obtained from all commercial banks, from all cooperative banks, and all Regional Rural Banks (RRB) under the Udyogini scheme. Let us tell you for information that women running their business through Udyogini loans are also given subsidy from these financial institutions.

Who Can Get an Udyogini Loan?

Every woman who fulfils its conditions is entitled to get an Udyogini loan. 88 businesses have been included in the Udyogini scheme The terms of the Udyogini scheme are explained below:

Terms And Eligibility for the Loan Under the Udyogini Scheme

It is very easy to get a loan under this scheme. The conditions for obtaining a loan under the Udyogini scheme are very low. The conditions are made in such a way that more and more women can get a business loan. Following are the terms and eligibility of the Udyogini Scheme:

To Avail the Udyogini Scheme the Following Documents Will be Required

How to Apply for Udyogini Loan Scheme?

It is very easy to apply for a loan under this scheme.

Some Important Things Related to the Udyogini Scheme


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