Business Loan in Saharanpur 

An important transportation hub located at the junction of several roads & rail lines, Saharanpur is a smart city which is a home for many industries which include railway workshops, cotton & sugar processing, paper making, agricultural produce trading and other manufacturing units. A business loan can be taken by Small businesses having manufacturing units to expand their business. The increase in the demand for the business loan has led to the availability of the loan at competitive interest rates.

Avail a business loan in Saharanpur from ZipLoan, an RBI registered NBFC in Saharanpur & get up to Rs 7.5 lakh quickly at a competitive interest rate.

instant business loan

ZipLoan is the Lender of Choice for Small Businesses.


Minimal Documentation

No balance sheet needed


No Prepayment Charges

After first 6 EMIs


Receive Funds Within 3 Days*

Straight into your account

Business Loan – Features & Benefits

  1. Business Loan without Collateral – Unsecured business loan can be availed without putting the personal & business assets on security, providing business owners respite from the risk of losing their assets.
  2. Disbursal is Instantaneous – Ziploan provides business loan instantly within 3 days after ascertaining the creditworthiness of the business owners.
  3. Minimum Documents – Lesser documents lightens the burden that the business owner has from the paperwork.
  4. Funding is up to Rs. 7.5 lakh – ZipLoan provide business loan up to 7.5 lakh to manage the cash flow and grow the business.
  5. No Prepayment Charges – Business owners do not have to pay any charges for loan foreclosure after 6 months.
  6. Tenors Choice – Business owners can get a short term business loan for the tenure of 12, 18, 24, 30 and 36 months depending upon their creditworthiness.
  7. Access to Account – Business owners can access their loan account anywhere & anytime on the ZipLoan’s App.
  8. Competitive Interest Rate – Our business loan interest rates in Saharanpur is best in the market. 

Business Loan Eligibility Criteria

The eligibility criteria for applying for a business loan in Mumbai are:

  • The business should be in operation for at least 2 years
  • Minimum 5 lakh of annual banking credit
  • Last year ITR of more than INR 1.5 lakh
  • Either house or business premises should be self –owned

Business Loan Documents

Following documents are necessary to apply for a business loan from ZipLoan:

Business Loan Interest Charges

The interest rate of a business loan from ZipLoan is competitive, get information about the business loan interest charges and the nominal rates for the ZipLoan business loan

Types of Business Loan Available in Saharanpur

  • Equipment Financing – it is a kind of funds required to invest in the purchase of machinery & tools for manufacturing good volume of products
  • Unsecured Business Loan – The loan is provided without any security or mortgaging of the asset. The loan is provided only after thorough background check such as credibility, financial strength, annual turnover, cash flow and risk potential, etc. As per the instructions the borrowers need to submit credit scores, KYC, business documents and bank account statements
  • Line of Credit Facility – The business owner gets access to the specific amount of money that can be drawn from any time as required. Generally revolving credit facility is provided where the credit line resets after the amount is withdrawn is paid in full just like in credit card
  • Invoice Financing - Business owner borrows money against the amount due from customers. It is a short term requirement that helps businesses to improve cash flows, pay employees and suppliers, and manage business operations and growth.
  • Micro Loans - Small sum of money is provided to meet unfortunate emergencies, expansions, capital payments and to manage few setbacks. The interest rates are very competitive by the bank or the lending agencies as the loan amount is very small

How to Get a Business Loan in Saharanpur?

You can conveniently avail a business loan in Saharanpur by following these simple 4 steps:

  • Apply Online: Duly fill the business loan application form on our website to apply for a small business financing in Saharanpur. You can also download the ZipLoan Android App from the Google Play Store and apply for easy business loans in Saharanpur.
  • Submit Required Documents: After applying for loans for small businesses in Saharanpur, submit the PDFs of the required documents.
  • Business Loan Approval: Our representative will process your business loan application within a few hours after you submit it. We have our own holistic credit evaluation process, ZipScore.
  • Business Loan Disbursement: Our business loan disbursement process is very quick and we disburse the business loan in Saharanpur within a few hours after you sign a contract with us.

Loan for Working Capital in Small Business

Working capital loan is a loan taken by the small business to finance their daily operational expenses. Working Capital loans typically carry flexible repayment terms and are laid out to help small businesses to cope with seasonal dips in revenue, inventory management and unanticipated maintenance cost.

There are different types of working capital loan:

  • Fixed Fee Loans – These are loans taken in a lump sum which are repaid in regular, fixed instalments with flat fee instead of interest
  • Instalment Loans - These are the lump sum payment to the small business owners, where the payment is made in fixed instalments which includes the interests.
  • Small Business Administration Loan – are the government-guaranteed loans with working capital financing options
  • Lines of Credit – These are revolving credit facility that allows businesses to draw amount from the maximum credit amount
  • Working capitals can help early-stage companies to overcome problems related to business growth

Solving Real problems

Ram Yadav

I have been running my business for over twelve years but have not been able to undertake expansion activities. I applied to Ziploan and they cleared my loan application in a very short span of time.

Kanchan Lata

I approached Ziploan for an equipment finance loan. Their eligibility criterion was easy to fulfill because it required only 2 years ITR and 10 lacs of annual banking credit.

Ready for Ziploan to
empower your business ?