What is The Interest Rate on MSME Loan?

MSME full form is micro, small, and medium-sized enterprises are the ones who not only contribute to the Indian economy but also provide and generate employment opportunities for a wide number of people. Moreover, this sector requires a lot of investment, in terms of infrastructure, buying new machinery, maintaining the cash flow etc. Hence, as a business owner, it is very crucial to get your MSME registration as soon as possible, so that you and your business can avail all the benefits of an MSME.  And if you’re looking for an MSME loan, you’re on the right page.  

instant business loan

ZipLoan is the Lender of Choice for Small Businesses.


Minimal Documentation

No balance sheet needed


No Prepayment Charges

After first 6 EMIs


Receive Funds Within 3 Days*

Straight into your account

Micro, Small and Medium Enterprise (MSME) loan is a business loan that various lending institutions provide to individuals, SMEs, MSMEs, and Startups. MSME loan schemes are mainly designed to help these small businesses to meet their working capital requirements, increase cash flow, buy new equipment, etc. 

We at Ziploan – As an RBI registered NBFC provide hassle-free and instant MSME loan up to Rs. 7.5 lacs to meet any of your financial requirements. You can also avail of an MSME loan online by applying from our website or from our mobile loan app in just 3 days* after submitting few documents. 

Ziploan is basically known for providing small business loans to the MSMEs by asking for very minimal business loan documentation, quick disbursal, and 100% digital process.  

What is The Interest Rate on MSME loan?

When you apply for a business loan from Ziploan, it comes with a host of other benefits and features, apart from attractive interest rates. 

  1. They have a flexible ticket size, meaning you can avail of an MSME loan of up to Rs. 7.5 lacs, based on your requirement 
  2. You do not have to worry about providing any sort of collateral or security 
  3. There is an online submission of the business loan documents which helps in processing the loan application much faster. Since it is entering a 100% digital process, meaning the disbursement of the loan amount is credited into your bank account within just three days* once the MSME loan documents are submitted and verified. 
  4. To apply for an MSME loan fast and comfortably from home, the entire loan process is made online. Moreover, Ziploan also offers same-day approvals with the loan disbursing in three days. 
  5. At Ziploan, the loan repayment tenure is 12-36 months, and therefore one gets enough time for loan repayment. 

Ziploan offers MSME loans at no prepayment charges once the first 6 months EMI is paid. (Excluding pre-EMI). 

Apart from this, MSME loan interest rates at Ziploan are the best and most affordable in the industry. There is no manual intervention but the automated 100 percent digital process makes the interest rates fair. Nevertheless, the MSME loan interest rates are been offered on the basis of the applicant’s business' repayment ability. 

An MSME loan by Ziploan is a perfect financial solution to fulfil and meet all your planned and unplanned small business expenses.  

Ziploan offers your growing business by not only offering the lowest business loan interest rates but also seamless service at the same time. Moreover, as a strategic business owner, it is recommended to check the interest and the business loan EMI by using Ziploan business loan calculator. With Ziploan, you can apply for an MSME loan, and get its approval within 59 minutes.  

Solving Real problems

Ram Yadav

I have been running my business for over twelve years but have not been able to undertake expansion activities. I applied to Ziploan and they cleared my loan application in a very short span of time.

Kanchan Lata

I approached Ziploan for an equipment finance loan. Their eligibility criterion was easy to fulfill because it required only 2 years ITR and 10 lacs of annual banking credit.

Ready for Ziploan to
empower your business ?