Commercial Loan for Small Business in India

What is a Commercial Loan?

A commercial loan is a loan provided to the companies required for their business by financial lenders.

What is a Small Business Loan?

A Small Business Loans is a commercial loan specially designed for MSMEs who are in urgent need of funds required for its business, working capital needs and day-to-day expenditures.

Depending upon the needs of its business, an MSME can choose either a secured business loan whereby an MSME need to pledge collateral as a security against the business loan or unsecured business loans which is a loan for business without security.

instant business loan

ZipLoan is the Lender of Choice for Small Businesses.

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Minimal Documentation

No balance sheet needed

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No Prepayment Charges

After first 6 EMIs

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Receive Funds Within 3 Days*

Straight into your account

What are the Advantages of Small Business Loans?

Small business loans are advantages because of its following features:

  • Small business loans can be applied online through Online Business Loan option.
  • It is available with reduced business loan interest rate.
  • It requires minimal collaterals in terms of documents required for a business loan.
  • It has a flexible business loan repayment mode and tenure.

Why the Need for Small Business Loans?

Few of the reasons an MSME may need small business loans are as follows:

  • To upgrade the office: An MSME may need a small business loan to upgrade itself either by renovating its office, increasing its warehouse space, building a better infrastructure, etc.
  • To invest in plant and machinery: A small business loan may be used by the MSME to invest in new plants and purchase the required machinery to increase its production capacity to cater to the market demand of its products.
  • To increase its manpower: A company would need adequate manpower to implement new ideas in its business but with added manpower comes added expenses like salaries, incentives, etc. Thus, small business loans are needed.
  • To invest in digital marketing: To increase its market presence in the current modernization era and expand its business, a company may need small business loans to go digital.

Solving Real problems

Ram Yadav

I have been running my business for over twelve years but have not been able to undertake expansion activities. I applied to Ziploan and they cleared my loan application in a very short span of time.

Kanchan Lata

I approached Ziploan for an equipment finance loan. Their eligibility criterion was easy to fulfill because it required only 2 years ITR and 10 lacs of annual banking credit.

Ready for Ziploan to
empower your business ?