Navi Mumbai is the fastest-growing city in India. The IT sector is growing and has created a business hub in Belapur and Vashi.
Ziploan can help small business owners manage their working capital with hassle-free small business loans in Navi Mumbai. We offer loans up to Rs. 7.5 lakhs with minimal documentation and easy eligibility criteria.
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ZipLoan is the Lender of Choice for Small Businesses.
Minimal Documentation
No balance sheet needed
No Prepayment Charges
After first 6 EMIs
Receive Funds Within 3 Days*
Straight into your account
Features and Benefits - Business Loan in Navi Mumbai
Loan up to Rs 7.5 lakh – We offer small business loans for businesses ranging from Rs. 1 to 7.5
Disbursal in 3 days* – We disburse funding within three business days after receiving loan documents.
Apply online – The entire process of applying for business loans is quick and easy.
Best interest rates – We offer fair rates using a fully automated process with no manual intervention. Interest rates are determined by your business' repayment ability.
Repayment tenure – Our repayment terms range from 12 to 36 months. This will give you ample time to repay the loan.
No prepayment charges – MSME finance at no prepayment charges after six EMIs (excluding pre-EMI.)
Navi Mumbai's industrial and economic growth has also led to an increase in business loans. The city has various sports stadiums, including the DY Patil stadium, shopping malls, educational institutes, and hot spots for filming. Kharghar & Vashi are slowly growing small & medium enterprises.
The best business loan provider in Navi Mumbai, Ziploan, provides loans of up to Rs 7.5 lakh within 3 days* at reasonable interest rates.
Our business loan interest rates in Navi Mumbai are:
Customized Interest Rates
Yes
Loan Tenure
up to 36 months
Pre-closure charges
Nil** after paying the first 6 EMIs
Eligibility Criteria
Annual turnover more than Rs.10 lakh
Loan Amount
₹ 1 Lakh – ₹ 7.5 Lakh
Note:- We don't provide a loan for new business in Navi Mumbai.
Business Loans EMI
Equated Monthly Instalments (EMIs) let you pay off a loan in affordable monthly payments. Ziploan offers you an easy EMI repayment option. You can repay the loan amount between 12 and 36 months.
P: Loan amount, r: interest rate, n: tenure in number of months
How to Apply for Business Loan in Navi Mumbai
To apply for a business loan in Navi Mumbai online from ZipLoan, follow these three steps:
Submit application - Complete our online application to receive a business loan offer.
Upload documents - Verify your documents in one step by uploading digital copies.
Get sanctioned - Your business loan will be approved within 3 days* and disbursed.
Types of Small Scale Business Loan in Navi Mumbai
Here are the types of business loans in Navi Mumbai that are available to you:
Short-term loan: Finance for specific business areas on a short-term basis or for employee salaries or purchasing assets for the business. An owner of a business takes out a term loan to borrow a specific amount of money and repay it with interest over time.
Business credit line: A specific amount of money is available to the business owner at any time. Similar to a credit card, revolving credit provides a credit that resets once the amount withdrawn is paid in full.
Equipment financing: To purchase business equipment, or to purchase machinery, a business owner will need funds.
Invoice financing: Business owners borrow money against customer invoices. A short-term requirement, it helps businesses manage cash flow, pays employees and suppliers, and boosts growth.
How to get a small scale business loan in Navi Mumbai?
ZipLoan is one of the best NBFC in Navi Mumbai that provides business loans in Navi Mumbai
How do I calculate the EMI for the business loan?
You can use our online EMI loan calculator to calculate your monthly EMI.
Who can get a business loan in Navi Mumbai from ZipLoan?
Businesses with more than 2 years of vintage qualify for a business loan. Besides, their previous year's turnover should be more than Rs. 5 lakh and they must have filed an ITR of more than Rs. 1.5 lakh in the last year.
What documents required to get a business loan from ZipLoan?
The documents required for a business loan from ZipLoan are PAN card, Last 12 months Bank Statement, Last 1 year’s ITR, Address proof, Aadhar card, etc.
Solving Real problems
Ram Yadav
I have been running my business for over twelve years but have not been able to undertake expansion activities. I applied to Ziploan and they cleared my loan application in a very short span of time.
Kanchan Lata
I approached Ziploan for an equipment finance loan. Their eligibility criterion was easy to fulfill because it required only 2 years ITR and 10 lacs of annual banking credit.
Babu Lal
I always thought that loans and credit facilities were only available to large businesses with significant turnover. I never thought I would be eligible to qualify for a business loan too. Ziploan is boon for small enterprises like me.
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