Business Loan in Navi Mumbai

Navi Mumbai is the fastest-growing city in India. The IT sector is growing and has created a business hub in Belapur and Vashi.

Ziploan can help small business owners manage their working capital with hassle-free small business loans in Navi Mumbai. We offer loans up to Rs. 7.5 lakhs with minimal documentation and easy eligibility criteria.

instant business loan

ZipLoan is the Lender of Choice for Small Businesses.


Minimal Documentation

No balance sheet needed


No Prepayment Charges

After first 6 EMIs


Receive Funds Within 3 Days*

Straight into your account

Features and Benefits - Business Loan in Navi Mumbai

  • Loan up to Rs 7.5 lakh – We offer small business loans for businesses ranging from Rs. 1 to 7.5 
  • Disbursal in 3 days* We disburse funding within three business days after receiving loan documents.
  • Apply online The entire process of applying for business loans is quick and easy. 
  • Best interest rates We offer fair rates using a fully automated process with no manual intervention. Interest rates are determined by your business' repayment ability.
  • Repayment tenure Our repayment terms range from 12 to 36 months. This will give you ample time to repay the loan.
  • No prepayment charges MSME finance at no prepayment charges after six EMIs (excluding pre-EMI.)

Navi Mumbai's industrial and economic growth has also led to an increase in business loans. The city has various sports stadiums, including the DY Patil stadium, shopping malls, educational institutes, and hot spots for filming. Kharghar & Vashi are slowly growing small & medium enterprises. 

The best business loan provider in Navi Mumbai, Ziploan, provides loans of up to Rs 7.5 lakh within 3 days* at reasonable interest rates. 

Documents and eligibility criteria

 ProprietorshipPartnershipPvt. Ltd. / LLP / One Person Company
Bank statement (12 months)
Business registration proof
PAN Card
Aadhar Card
ITR of the previous two years

Business loan interest rates in Navi Mumbai

Our business loan interest rates in Navi Mumbai are:

Customized Interest RatesYes
Loan Tenureup to 36 months
Pre-closure chargesNil** after paying the first 6 EMIs
Eligibility CriteriaAnnual turnover more than Rs.10 lakh
Loan Amount₹ 1 Lakh – ₹ 7.5 Lakh

Note:- We don't provide a loan for new business in Navi Mumbai. 

Business Loans EMI

Equated Monthly Instalments (EMIs) let you pay off a loan in affordable monthly payments. Ziploan offers you an easy EMI repayment option. You can repay the loan amount between 12 and 36 months.

You can calculate your EMI using our business loan EMI calculator.

How to Calculate Business Loan EMI?

Here is the formula to calculate business loan EMI.

EMI = P × r × (1 + r) n/ ((1 + r) n – 1)


P: Loan amount, r: interest rate, n: tenure in number of months

How to Apply for Business Loan in Navi Mumbai

To apply for a business loan in Navi Mumbai online from ZipLoan, follow these three steps:

  1. Submit application - Complete our online application to receive a business loan offer.
  2. Upload documents - Verify your documents in one step by uploading digital copies.
  3. Get sanctioned - Your business loan will be approved within 3 days* and disbursed.

Types of Small Scale Business Loan in Navi Mumbai

Here are the types of business loans in Navi Mumbai that are available to you:

  • Short-term loan:  Finance for specific business areas on a short-term basis or for employee salaries or purchasing assets for the business. An owner of a business takes out a term loan to borrow a specific amount of money and repay it with interest over time.
  • Business credit line: A specific amount of money is available to the business owner at any time. Similar to a credit card, revolving credit provides a credit that resets once the amount withdrawn is paid in full.
  • Equipment financing: To purchase business equipment, or to purchase machinery, a business owner will need funds.
  • Invoice financingBusiness owners borrow money against customer invoices. A short-term requirement, it helps businesses manage cash flow, pays employees and suppliers, and boosts growth.

Ziploan is a trusted business loan company in Navi Mumbai that offers a quick business loan for women in Navi Mumbai with minimal documents.

Solving Real problems

Ram Yadav

I have been running my business for over twelve years but have not been able to undertake expansion activities. I applied to Ziploan and they cleared my loan application in a very short span of time.

Kanchan Lata

I approached Ziploan for an equipment finance loan. Their eligibility criterion was easy to fulfill because it required only 2 years ITR and 10 lacs of annual banking credit.

Ready for Ziploan to
empower your business ?