Small Business Loan for Women

Small Business Loan for Women Entrepreneurs

ZipLoan empowers women entrepreneurs to grow their businesses. We make it possible by providing business loans for women at the best interest rates available. The eligibility and criteria of our loans for women are simple. They can also apply online with our easy application process.

instant business loan

ZipLoan is the Lender of Choice for Small Businesses.

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Minimal Documentation

No balance sheet needed

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No Prepayment Charges

After first 6 EMIs

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Receive Funds Within 3 Days*

Straight into your account

Business Loan for Women: Feature and Benefits

The advantages of availing a small business loan for women in India by ZipLoan are:

  • Loan up to 7.5 Lakh - Women entrepreneurs can get instant business finance up to 7.5 lakh.
  • Flexible Repayment Tenure - We offer an easy EMI option to pay for the loan from 6 months to 36 months.
  • Easy Business Loan Disbursement - We process and disburse the loans for women within 3 days* after the business loan approval and signing of the contract. This ensures that women have quick access to working capital.
  • Apply Business Loan Online - Female entrepreneurs can apply for a loan online through our business loan app.
  • Minimal Documentation - We require only three documents (KYC, ITR, and Bank Statement) to apply business loan for ladies.
  • No Prepayment Option - We do not charge prepayment penalties after the payment of 6 EMIs.
  • Low-Interest Rate - Our women entrepreneurs loan interest rates are the best in the market. Automated process makes our process and interest rates fair.
  • Business Growth - Women entrepreneurs can speed up their business growth with loans for women.

All these features and benefits make our business loan for ladies the best in the market compare to other banks and NBFCs. With our customized women loan scheme female entrepreneurs can speed up their business growth.

Eligibility Criteria for Women Entrepreneurs

Business loan eligibility criteria for female entrepreneurs of Ziploan are very simple as we only need their:

  • Applicant's KYC
  • ITR of last year that should be more than Rs. 1.5 lakhs
  • The applicant must have a yearly annual turnover of more than Rs. 10 lakhs
  • Try our business loan EMI calculator to know your EMI option.

Documents Required for Women Business Loans

 ProprietorshipPartnershipPvt. Ltd. / LLP / One Person Company
Bank statement (12 months)
Business registration proof
PAN Card
Aadhar Card
ITR of the previous two years

Women Entrepreneurs Loan: Fees & Interest Rates

Customized Interest RatesYes
Loan Tenureup to 36 months
Pre-closure chargesNil** after paid first 6 EMIs
CollateralNot required for unsecured business loans
Eligibility CriteriaAnnual turnover more than Rs.10 lakh
Loan Amount₹ 1 Lakh – ₹ 7,5 Lakh

How to Apply for Business Loan for Women

Here are three steps process to apply for an MSME loan for women online from ZipLoan:

  • Submit Application - Simply enter your personal, business, and financial info to receive a loan offer.
  • Upload Documents - Upload digital copies of your documents in a single step process for verification.
  • Get Easy Business Loans - Receive your female business loan approval and disbursal within 3 working days*.

How Women-Owned Small Business Can Use Business Loan

Women business owners can use small business loans for:

  • Increasing working capital
  • Renovate office of women's business ownership
  • Buy, lease or repair machinery and equipment
  • Hire part-time employees
  • Run advertising campaign
  • Scale-up operations and manage
  • Purchase raw material for bulk orders

ZipLoan - Best & Quick Women Business Loan Provider in India

IFC, a member of the World Bank Group, reports that there are about 3.01 million small and medium women-owned enterprises in India, which represents about 10% of the country's SMEs. Approximately 78% of the 3.01 million women-owned MSMEs are in the service sector.

Today, women excel at managing and operating businesses. However, growing their small businesses has never been easy for them. Despite their enthusiasm and expertise to take their businesses to new heights, they are unable to acquire the additional finances they need through MSME loans for women. But not anymore!

The ZipLoan offers special loans for women businesses with easy terms. Women empowerment loans by ZipLoan are designed to help small businesses grow and offer low-interest rates.

Women-owned enterprises can obtain women entrepreneurs loans from us at customer-friendly rates, and we do not base their creditworthiness solely on CIBIL scores. Using ZipScore, we ensure that every women-owned MSME can receive a business loan.

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Solving Real problems

Ram Yadav

I have been running my business for over twelve years but have not been able to undertake expansion activities. I applied to Ziploan and they cleared my loan application in a very short span of time.

Kanchan Lata

I approached Ziploan for an equipment finance loan. Their eligibility criterion was easy to fulfill because it required only 2 years ITR and 10 lacs of annual banking credit.

Ready for Ziploan to
empower your business ?