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What are the eligibility criteria for a working capital loan?

A Working Capital Loan (WCL) is a short-term commercial borrowing facility provided by banks or NBFCs to businesses who require funds for working capital requirements.

Following are the eligibility criteria to availing a working capital loan from Ziploan:

MSME was established more than two years.
Minimum annual turnover of Rs. 10 lakhs.
Zero default history is required.
Last year's ITR should exceed Rs. 1.5 lakhs
Either you own a home or a business.

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Solving Real problems

Ram Yadav

I have been running my business for over twelve years but have not been able to undertake expansion activities. I applied to Ziploan and they cleared my loan application in a very short span of time.

Kanchan Lata

I approached Ziploan for an equipment finance loan. Their eligibility criterion was easy to fulfill because it required only 2 years ITR and 10 lacs of annual banking credit.

Babu Lal

I always thought that loans and credit facilities were only available to large businesses with significant turnover. I never thought I would be eligible to qualify for a business loan too. Ziploan is boon for small enterprises like me.

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Different Type of Small Business loans

What are the eligibility criteria for a working capital loan?

ZipLoan is the Lender of Choice for Small Businesses.

Minimal Documentation

No Prepayment Charges

Receive Funds Within 3 Days*

Quick Links

Solving Real problems

Ready for Ziploan to empower your business ?

Download our App

Download our App

Got Questions? Get in Touch

Receive Funds Within 3 Days^*

Ready for Ziploan to
empower your business ?