How to Apply Small Business Loans

Looking for the most competitive rate and fast approval on a business loan? With ZipLoan, you can get a small business loan at the best interest rates and with the smallest amount of documentation.

instant business loan

ZipLoan is the Lender of Choice for Small Businesses.


Minimal Documentation

No balance sheet needed


No Prepayment Charges

After first 6 EMIs


Receive Funds Within 3 Days*

Straight into your account

Business Loan Features

  • High loan value - You can apply for funds up to Rs. 7.5 lakh hassle-free.
  • Fast loan approval - Fill out our simple online application and receive an approval within minutes.
  • Apply online - Our online business loan application process makes applying quick and comfortable.
  • Competitive interest rates - We offer the best business loan rates in the industry. With no manual intervention, our process and rates are fair.
  • Flexible repayment tenure - Our repayment period ranges between 12 and 36 months. Therefore, you have plenty of time to repay the loan.
  • No prepayment charges - Finance with no prepayment charges after paying six EMIs (excluding pre-EMIs).

We provide small business loans and easy eligibility criteria online. Fill out an application now and receive the funds within three days*! 

Eligibility criteria for a business loan

The simple loan eligibility criteria let more individuals get business loans from Ziploan.

  • An established MSME has been in operation for over two years.
  • Minimum turnover of Rs. 10 lakhs per year.
  • The business must not have any default history.
  • You should have filed a tax return with more than Rs. 1.5 lakhs.
  • Ownership of a house or business is required for the borrower.

Documents required for a business loan

  • KYC documents - All KYC documents must be government-approved, such as the Aadhar card, PAN card, voter ID card, and driving license.
  • Address proof - A proof of address can be an electricity bill, rent agreement, or passport
  • Financial documents - Copy of the last 12 months' bank statement and other financial documents
  • Proof of business ownership - The registration documents for your business
  • ITR - Previous year's ITR

How to apply for a business loan

Here are three steps process to business loan apply online from ZipLoan:

  • Submit application - Fill out our online application to receive a business loan offer by simply entering your personal, business, and financial info.
  • Upload documents - Verify documents by uploading a digital copy in a single step.
  • Get sanctioned - Receive your loans approval and disbursal within 3 working days*.

So, what are you waiting for? With ZipLoan, get your business the necessary boost within a few working days.

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Solving Real problems

Ram Yadav

I have been running my business for over twelve years but have not been able to undertake expansion activities. I applied to Ziploan and they cleared my loan application in a very short span of time.

Kanchan Lata

I approached Ziploan for an equipment finance loan. Their eligibility criterion was easy to fulfill because it required only 2 years ITR and 10 lacs of annual banking credit.

Ready for Ziploan to
empower your business ?