MSME Loan Scheme

You can avail an unsecured MSME loan from ZipLoan without collateral. In addition to competitive interest rates, we offer same-day approval and loan disbursement in three days*. The ideal way to hassle-free finance for your business is our SME business loan.

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instant business loan

ZipLoan is the Lender of Choice for Small Businesses.

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Minimal Documentation

No balance sheet needed

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Collateral Free Loan

For a business with turnover of 10L+

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Receive Funds within 3 Days

Straight into your account

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No Prepayment Charges

After first 6 months

Features of MSME Loan from ZipLoan

We offer special MSME loans for small businesses looking for quick access to finance in India. We offer loans through an online application process that will help you in speeding up your business operations. We also allow making several customisations to your loan offer by choosing the best repayment tenure for yourself.

  • Unsecured Loans: we offer unsecured business loans to MSME. There is no requirement for you to offer security for the loan. And so, you don't need to worry about security or collateral for getting access to MSME finance.
  • Loan in 3 Days*: online submission of the documents help us process your loan application faster. As there is no wait time between the sending and receiving of the MSME loan documents, we are able to process your application and disburse the loan amount within three days*.
  • Loan Ticket Value: many loan lenders don't cater to the smaller needs of the business owners. Keeping the same in mind, we offer MSME loans without collateral ranging from Rs. 1 to 7.5 lakhs. We have a flexible ticket size, and you can pick the amount that you require.
  • Apply Online: we want all the small businesses to grow fast. Therefore, we work hard to remove every obstacle in the loan approval that hinders their growth. In order to help them apply for MSME loan scheme fast and comfortably, we have made the entire application process online. We also offer same-day approvals with disbursals within three days after the documents are submitted and verified.
  • Best Interest Rates: our MSME loan interest rates are the best in the industry. No manual intervention but the automated process makes our process and interest rates fair. The interest rates are offered on the basis of your business' repayment ability.
  • Flexible Repayment Tenure: we give you ample time and different options to repay the loan amount. Our repayment tenure starts from 12 months, and maximum tenure is 36 months. You have the option to choose the best tenure for yourself.
  • No Prepayment Charges: we offer MSME loans at no prepayment charges after you have paid the first 6 EMIs (excluding pre-EMI). So, if you get additional funds and wish to repay the debt early, you can prepay the loan without incurring any additional penalty.

Benefits of MSME Loan from ZipLoan

Our MSME loan schemes help your business to explore opportunities and grow exponentially. The following are the benefits of availing an MSME loan from us:

Eligibility Criteria of MSME Loan

We have kept our eligibility minimal to let more and more business owners get access to funds for their business. We don't require a long list of documents for business loan approval.

Documents Required for MSME Loan

To avail a small business loan from us, you need to submit the following documents:

MSME Loan Fees & Interest Rate

A borrower who meets the eligibility criteria completely is least risky for the lender. Thus, he is offered the lowest interest rates as well.

And borrowers who are risky to lend are offered loans at high-interest rates. Therefore, the interest rate depends on how well you meet our MSME loan eligibility.

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Solving Real problems

Ram Yadav

I have been running my business for over twelve years but have not been able to undertake expansion activities. I applied to Ziploan and they cleared my loan application in a very short span of time.

Kanchan Lata

I approached Ziploan for an equipment finance loan because they required no collateral. Their eligibility criterion was easy to fulfill because it required only 2 years ITR and 10 lacs of annual banking credit.

Ready for Ziploan to
empower your business ?