Business Loan in Thane

In Thane, there are many lakes that attract tourists from all over. Thane is gaining popularity as a major IT & ITES, services hub thanks to its low attrition rate, cost efficiencies, and skilled manpower. Businesses with business loans are able to cover their existing expenses such as renovations, advertising, operation costs, etc.

Ziploan offers small business loans in Thane at competitive interest rates. Business owners in Thane can borrow up to Rs. 7.5 lakh for their business needs.

instant business loan

ZipLoan is the Lender of Choice for Small Businesses.

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Minimal Documentation

No balance sheet needed

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No Prepayment Charges

After first 6 EMIs

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Receive Funds Within 3 Days*

Straight into your account

Features and Benefits - Business Loan in Thane

  • Loan up to Rs 7.5 lakh – We offer small business loans for businesses ranging from Rs. 1 to 7.5 
  • Disbursal in 3 days*  We disburse funding within three business days after receiving loan documents.
  • Apply online  The entire process of applying for business loans is quick and easy. 
  • Best interest rates  We offer fair rates using a fully automated process with no manual intervention. Interest rates are determined by your business' repayment ability.
  • Repayment tenure  With our fully automated process, we offer fair rates without any human intervention. Rates are based on the business's ability to pay back.
  • No prepayment charges  MSME finance at no prepayment charges after six EMIs (excluding pre-EMI.)

Managing working capital, maintaining inventory, purchasing new equipment, expanding a business, and so on require a small business loan.

ZipLoan, an RBI-registered NBFC in Mumbai, offers business loans up to Rs 7.5 lakh in Thane within 3 days*. 

Note: We don't offer a loan to start a new business in Thane.

Documents and eligibility criteria

 ProprietorshipPartnershipPvt. Ltd. / LLP / One Person Company
Bank statement (12 months)
Business registration proof
PAN Card
Aadhar Card
ITR of the previous two years

Business loan interest rates in Thane

Our business loan interest rates in Thane are:

Customized Interest RatesYes
Loan Tenureup to 36 months
Pre-closure chargesNil** after paying the first 6 EMIs
Eligibility CriteriaAnnual turnover more than Rs.10 lakh
Loan Amount₹ 1 Lakh – ₹ 7.5 Lakh

Note:- We don't provide a loan for new business in Thane.

Business Loans EMI

Equated Monthly Instalments (EMIs) let you pay off a loan in affordable monthly payments. Ziploan offers you an easy EMI repayment option. You can repay the loan amount between 12 and 36 months.

You can calculate your EMI using our business loan EMI calculator.

How to Calculate Business Loan EMI?

Here is the formula to calculate business loan EMI.

EMI = P × r × (1 + r) n/ ((1 + r) n – 1)

Above:

P: Loan amount, r: interest rate, n: tenure in number of months

How to Apply for Business Loan in Thane

To apply for a business loan in Thane online from ZipLoan, follow these three steps:

  1. Submit application - Complete our online application to receive a business loan offer.
  2. Upload documents - Verify your documents in one step by uploading digital copies.
  3. Get sanctioned - Your business loan will be approved within 3 days* and disbursed.

Types of Small Scale Business Loan in Thane

Here are the types of business loans in Thane that are available to you:

  • Short-term loan:  Finance for specific business areas on a short-term basis or for employee salaries or purchasing assets for the business. An owner of a business takes out a term loan to borrow a specific amount of money and repay it with interest over time.
  • Business credit line: A specific amount of money is available to the business owner at any time. Similar to a credit card, revolving credit provides a credit that resets once the amount withdrawn is paid in full.
  • Equipment financing: To purchase business equipment, or to purchase machinery, a business owner will need funds.
  • Invoice financingBusiness owners borrow money against customer invoices. A short-term requirement, it helps businesses manage cash flow, pays employees and suppliers, and boosts growth.

Ziploan is a the best business loan company in Thane that offers a quick business loan for women in Thane with minimal documents.

Solving Real problems

Ram Yadav

I have been running my business for over twelve years but have not been able to undertake expansion activities. I applied to Ziploan and they cleared my loan application in a very short span of time.

Kanchan Lata

I approached Ziploan for an equipment finance loan. Their eligibility criterion was easy to fulfill because it required only 2 years ITR and 10 lacs of annual banking credit.

Ready for Ziploan to
empower your business ?