MSME Loan Schemes

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Minimal Documentation

No balance sheet needed

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Collateral Free Loan

For a business with turnover of 10L+

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Receive Funds within 3 Days

Straight into your account

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No Prepayment Charges

And you pay back in easy EMI’s

Many small businesses find it challenging to avail credit.

Most traditional lenders require collateral and a long list of documents. Small businesses are not able to fulfil the eligibility criteria and face rejections when applying for loans. To provide easy credit to small businesses, ZipLoan offers collateral free short term business loans i at very reasonable terms.

ZipLoan is the Lender of Choice
for Small Businesses.

MSME Business Loans

MSME Loan Schemes are designed keeping in mind the funding requirements of small businesses. ZipLoan offers collateral free loan for msme on very favourable terms. Main features of our Sme Loans without Collateral: 1. Amount: INR 1-5 lac. 2. Repayment Term: Over a period of 12-24 months. Important MSME Loan Eligibility Requirement: 1. Last 2-3 years ITR 2. Minimum 10 lac annual banking credit. Important benefits of our MSME Loan Schemes: 1. No Prepayment Penalty: There is no penalty for partial or complete prepayment of loan before completion of tenure. 2. Holistic Credit Score: We do not follow CIBIL norms and instead have our own method of calculating credit score, which ensures that more MSME’s are eligible for a loan.

Solving Real problems

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Ram Yadav

I have been running my business for over twelve years but have not been able to undertake expansion activities. I applied to Ziploan and they cleared my loan application in a very short span of time.

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Kanchan Lata

I approached Ziploan for an equipment finance loan because they required no collateral. Their eligibility criterion was easy to fulfill because it required only 2 years ITR and 10 lacs of annual banking credit.

Ready for Ziploan to
empower your business ?