Business Loan Without Collateral

Are you looking for a collateral free business loan in India? Then, Ziploan is the best place to get a business loan without collateral. We provide collateral free business loans at the best interest rate and flexible repayment options.

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instant business loan

ZipLoan is the Lender of Choice for Small Businesses.

Minimal Documentation

No balance sheet needed

Collateral Free Loan

For a business with turnover of 10L+

Receive Funds within 3 Days

Straight into your account

No Prepayment Charges

After first 6 months

What is Collateral Free Business Loan?

The Collateral is assets that borrower has to deposit to avail assets like real estate, machinery, vehicles, and even a business loan. However, if you don't pay the loan then lenders will have the right to take possession of those assets. One can avail collateral-free business loan for multiple purposes like buying machinery, business growth, wedding, higher educations, etc.

Collateral Free Business Loans Features and Benefits

Ziploan collateral free business loans have the following benefits and features:

  • Flexibility: Ziploan offers customs business loans according to client's need. The client will have the option to choose the EMI tenor as per their choice.
  • Loan up to 7.5 lakh: You can avail of unsecured business loan up to Rs.7.5 lakh to meet your business needs. Use our EMI calculator to calculate your EMI of your collateral-free loan.
  • Online account access: You can apply for a business loan online from anywhere using our website or mobile app.
  • Minimal documents: We don't need a bundle of documents to process the loan application that one can upload on our website or mobile application.
  • Easy eligibility: Our business loan eligibility is easy to meet. All we need a business should have a turnover of Rs. 10 lakh and vintage of 2 years.
  • Best interest rates: Our collateral-free loan interest rates are best in the industry. The interest rates are offered on the basis of your business' repayment ability.
  • No prepayment charges: Prepayment charges are free after paid the first 6 EMIs (excluding pre-EMI).

Documents Required or Collateral Free Business Loan

Following are the documents you need to avail a business loan:

Collateral-Free Business Loan Interest Rate and Fees

Customized Interest RatesYes
Loan Tenure up to36 months
Pre-closure chargesNil** after paid first 6 EMIs
CollateralNot required for unsecured business loans
Eligibility CriteriaAnnual turnover more than Rs.10 lakh
Loan Amount₹ 1 Lakh – ₹ 7.5 Lakh

How to Apply for Collateral-Free Loan?

Here are three steps process to apply for a business loan without collateral online from ZipLoan:

Types of Business Loans Without Collateral Offered by ZipLoan


Solving Real problems

Ram Yadav

I have been running my business for over twelve years but have not been able to undertake expansion activities. I applied to Ziploan and they cleared my loan application in a very short span of time.

Kanchan Lata

I approached Ziploan for an equipment finance loan because they required no collateral. Their eligibility criterion was easy to fulfill because it required only 2 years ITR and 10 lacs of annual banking credit.

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