Business Loans Without Collateral

ZipLoan understands that small businesses need a business loan to grow, but not can always they have the requisite security or collateral to avail it. To make the situation easy for them, we offer a collateral-free business loan.
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instant business loan

ZipLoan is the Lender of Choice for Small Businesses.

Minimal Documentation

No balance sheet needed

Collateral Free Loan

For a business with turnover of 10L+

Receive Funds within 3 Days

Straight into your account

No Prepayment Charges

After first 6 months

How To Avail Business Loan without Collateral in India?

Most small businesses require funds for various reasons, be it to increases sales, regulate cash flow, or to build inventory. The reasons to avail a business loan might differ from one small business to another. However, availing it from a conventional lending institute might not be the right option for them as they require collateral and plenty of documents. An NBFC business loan without collateral makes a lot of difference and requires very minimal documentation making business loan availing experience pleasant for the borrower!

Quick & Easy Business Loans Without Collateral 

ZipLoan is devoted towards providing the SMEs and MSMEs opportunity to take their business forward by facilitating them with easy access to business loans without collateral up to INR 1-7.5 Lakh. We understand that timely access to no security business loan can make all the difference and take the small businesses to new heights. As a result, all our without security business loan products are customized finance solutions specially designed for the unique needs of small businesses.

You can apply for an unsecured business loan online on our website or through our business loan App, ZipLoan. Once you apply for unsecured Business Loan, we will process your application within a few hours. Our business loan without collateral can be repaid over a period of 12-24 months in easy monthly instalments.

The Different Types of Business Loans Without Collateral Offered by ZipLoan:

  • Machinery Loan: You can avail machinery loan without security to expand operations or to upgrade to a better version. We understand that timely upgrade and good maintenance of machinery ensures that the small business stays competitive and profitable!

  • Working Capital Loan: Our unsecured working capital loan is specially designed for small businesses which have high seasonality and usually rely on working capital loans. The unsecured business financing for working capital helps small businesses to cover wages, accounts payable, and other related finances.

  • Term Loan: ZipLoan also offers a term loan of up to INR 1-7.5 Lakh at very easy terms and conditions. The business owner can apply for a business loan online.

  • Flexi Business Loan: The flexi business loan without collateral by ZipLoan is designed to help the small business owners by making them access finances at the time of need. The business owners can use the cash to meet their unexpected cash requirements, equipment purchase, or business expansion up to the sanctioned limits and pay in easy monthly instalments.



Solving Real problems

Ram Yadav

I have been running my business for over twelve years but have not been able to undertake expansion activities. I applied to Ziploan and they cleared my loan application in a very short span of time.

Kanchan Lata

I approached Ziploan for an equipment finance loan because they required no collateral. Their eligibility criterion was easy to fulfill because it required only 2 years ITR and 10 lacs of annual banking credit.

Ready for Ziploan to
empower your business ?