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Business Loan in Pune

Name: ZipLoan
Address: 608 - 610, 6th Floor, Kailash Building, 26 K.G.Marg, 110001
Telephone: 011-4084-4613

Besides being the largest auto manufacturer in the nation, Pune is also emerging as a major information technology hub. This city has always had a high demand for business loans.

In order to assist such businesses, Ziploan provides business loans in Pune that are quick and easy to qualify for.

Your loan amount requirement?^*

upto 3 lacs

3 - 5 lacs

Above 5 lacs

First Name^*

Last Name^*

Mobile no.^*

E-mail Id

ZipLoan is the Lender of Choice for Small Businesses.

Minimal Documentation

No balance sheet needed

No Prepayment Charges

After first 6 EMIs

Receive Funds Within 3 Days^*

Straight into your account

Features and Benefits - Business Loan in Pune

MSME Finance up to Rs 7.5 lakh – We offer small business loans for MSME ranging from Rs. 1 to 7.5
Loan in 3 Days* - Once we receive your documents for a business loan, we disburse the funds within three days*.
Apply online - We have made the entire business loan application process easy and convenient.
Best interest rates - Using an automated process and no manual intervention, we are able to offer fair business loan interest rates. Your business's repayment ability determines the interest rate.
Flexible repayment tenure - We offer repayment tenures ranging from 12 to 36 months. Hence, you will have sufficient time to repay the loan.
No prepayment charges - MSME finance at no prepayment charges after six EMIs (excluding pre-EMI).

Pune has also been able to make its residents eligible for affordable lending products provided by its financial institutions. Over the last decade, loan growth for working capital and business loans has increased substantially.

Your business will grow faster with our business loans in Pune than your competition. In order to encourage more people to take advantage of our business financing scheme, we have kept our business loan eligibility simple. Additionally, we offer flexible repayment tenors of up to 36 months.

Quick Links

SME Loan CGTMSE MSME Registration Udyog Aadhar MSME Full Form GST Registration PM SVAnidhi Scheme Stand Up India Loan

Documents and eligibility criteria

	Proprietorship	Partnership	Pvt. Ltd. / LLP / One Person Company
Bank statement (12 months)	✓	✓	✓
Business registration proof	✓	✓	✓
PAN Card	✓	✓	✓
Aadhar Card	✓	✓	✓
ITR of the previous two years	✓	✓	✓

Business loan interest rates and charges

Customized Interest Rates	Yes
Loan Tenure	up to 36 months
Pre-closure charges	Nil** after paying the first 6 EMIs
Eligibility Criteria	Annual turnover more than Rs.10 lakh
Loan Amount	₹ 1 Lakh – ₹ 7.5 Lakh

Business Loans EMI

Equated Monthly Instalments (EMIs) let you pay off a loan in affordable monthly payments. Ziploan offers you a convenient EMI repayment option. You can repay the loan amount between 12 and 36 months.

You can calculate your EMI using our business loan EMI calculator.

How to Calculate Business Loan EMI?

Here is the formula to calculate business loan EMI.

EMI = P × r × (1 + r) n/ ((1 + r) n – 1)

Above:

P: Loan amount, r: interest rate, n: tenure in number of months

How to Apply for Business Loan in Pune

To apply for a business loan online from ZipLoan, follow these three steps:

Submit Application - Complete our online application to receive a business loan offer.
Upload Documents - Verify your documents in one step by uploading digital copies.
Get Sanctioned - Your business loan will be approved within 3 days* and disbursed.

Types of Business Loan Available in Pune

Here are the types of business loans that are available to you:

Short-term loan: Finance for specific business areas on a short-term basis or for employee salaries or purchasing assets for the business. An owner of a business takes out a term loan to borrow a specific amount of money and repay it with interest over time.
Business credit line: A specific amount of money is available to the business owner at any time. Similar to a credit card, revolving credit provides a credit that resets once the amount withdrawn is paid in full.
Equipment financing: To purchase business equipment, or to purchase machinery, a business owner will need funds.
Invoice financing: Business owners borrow money against customer invoices. A short-term requirement, it helps businesses manage cash flow, pays employees and suppliers, and boosts growth.

Frequently Asked Questions

Which factors affect business loan interest rates?

These are the factors that affect loan interest rates: 1) Monthly turnover 2) Nature of business 3) CIBIL score 4) Business vintage

What is the minimum business loan repayment tenor of Ziploan?

The minimum tenor business owners can choose 12 months.

How much amount a lender can avail of from Ziploan?

A business owner can avail up to Rs. 7.5 lakh business loan in Pune.

Solving Real problems

Ram Yadav

I have been running my business for over twelve years but have not been able to undertake expansion activities. I applied to Ziploan and they cleared my loan application in a very short span of time.

Kanchan Lata

I approached Ziploan for an equipment finance loan. Their eligibility criterion was easy to fulfill because it required only 2 years ITR and 10 lacs of annual banking credit.

Babu Lal

I always thought that loans and credit facilities were only available to large businesses with significant turnover. I never thought I would be eligible to qualify for a business loan too. Ziploan is boon for small enterprises like me.

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Business Loan in Pune