Business Loan For Shopkeeper

ZipLoan offers business loan for shopkeeper without collateral to help them take their small business forward. Our business loan eligibility criteria are easy to meet and have the best shop loan interest rate in the market.

How old is your business?
Last year’s Sales?
First Name
Last Name
Name your city

instant business loan

ZipLoan is the Lender of Choice for Small Businesses.


Minimal Documentation

No balance sheet needed


No Prepayment Charges

After first 6 EMIs


Receive Funds Within 3 Days*

Straight into your account

Avail an Unsecured Business Loan for Shopkeepers

Loan for retail shop is an ideal option for shopkeepers to get additional finances to take their small business to upward directions. Most traditional lending institutions offer collateral shop loans and require a long list of documents. Often unable to provide collateral and documents, small shopkeepers face rejection in availing a personal loan for the shop. ZipLoan offers loans for Kirana store, loan for departmental stores, and other shops at the best shop loan rates.

ZipLoan - Quick & Easy Shop Loan Provider in India

ZipLoan offers quick shop loan on easy to meet terms and conditions. We have so far offered a collateral-free business loan to more than 2000+ small businesses, including traders, manufacturing units, service providers, chemist and pharmacy shops, and vegetable vendors. We offer a loan for the shopkeeper in Delhi, Gurgaon, Noida, Indore, Jaipur, and many other cities in the country.

Our shop loan calculator helps us to calculate the eligibility of the shopkeeper and we offer shop loan at very customer-friendly policies. You can calculate the EMIs through the business loan EMI calculator for commercial shop loan and repay the shop loan in easy monthly instalments. Our shop loan interest rates are very competitive and we offer business loan fast approval. We strive to build enduring relationships with our customers. Our vision is to expand across India and cater to a large number of businessmen whose credit needs have not been met.

Features and Benefits of ZipLoan Shop Loan

Our shop loan is ideal for small businesses like grocery shops, Kirana shops, medical shops, ready-made garment shops, etc. Top features of Business Loan for Shopkeepers are -

Shop Loan Eligibility Criteria:

The eligibility criteria for shop loan of ZipLoan are:

Documents Required for Shop Loan Without Security

The documents needed for Kirana store loans are minimal; you simply need to upload the PDFs of the followings on our instant loan App:

Shop Loan Fees and Interest Charges:

Fees and interest rate that you would have to pay when you avail shopkeeper loan from ZipLoan:

Rate of Interest1% to 1.5% (Flat Rate)*
Tenure of the loanMaximum up to 36 months
Amount of LoanRs. 50,000 to 7.5 Lakhs
Pre-Closure FeesN/A (After Payment of 6 EMI)
Processing Charges1 to 2% of the loan amount
Loan Disbursal TimeWithin 3 working days*
EligibilityLast year turnover should be more than 10 lakh

How to Apply Online Business Loan for a Shop:

Here is how to apply business loan for shopkeeper:

How Can a Shopkeeper Use a Shop Loan?

A shopkeeper can use the loan for a shop in a number of ways:

If you are wondering on how to get a business loan for shopkeeper? Then worry not! Apply for a shop loan online with ZipLoan and get the funds at the best business loan interest rates.


Solving Real problems

Ram Yadav

I have been running my business for over twelve years but have not been able to undertake expansion activities. I applied to Ziploan and they cleared my loan application in a very short span of time.

Kanchan Lata

I approached Ziploan for an equipment finance loan. Their eligibility criterion was easy to fulfill because it required only 2 years ITR and 10 lacs of annual banking credit.

Ready for Ziploan to
empower your business ?