How To Apply For A Business Loan?

Business loans help small businesses in their growth by allowing the business owner to invest in operations, infrastructure, and plant & machinery. Business loans are critical for business operations as they offer additional capital to meet several needs of the business. The loan offers the borrowers an opportunity to scale up and get an edge over competitors.

instant business loan

ZipLoan is the Lender of Choice for Small Businesses.


Minimal Documentation

No balance sheet needed


No Prepayment Charges

After first 6 EMIs


Receive Funds Within 3 Days*

Straight into your account

Business Loan Documents

The following are the required business loan documents:

  • PAN card
  • Aadhar card
  • Last two year’s ITR
  • GST registration
  • Business place and house address proof
  • Bank statement of the previous nine months

Business Loan Requirement

To apply for a business loan, the borrower needs to fulfil the following eligibility criteria:

  • The business vintage of more than two years
  • Business IT returns of more than Rs. 1.5 lakhs in the previous year
  • Annual banking turnover of more than Rs. 5 lakh
  • Ownership of either business place or house

How to get a Business Loan?

Follow these steps to avail a small business loan from ZipLoan:

  • Step 1: Check the eligibility criteria - To check your eligibility criteria in 3 steps, visit our website and provide details.
  • Step 2: Fill Loan Application - The next step is to fill the loan application with all the relevant information, such as the loan amount required, etc.
  • Step 3: Upload Documents - The borrower needs to provide the soft copies of business loan documents to get his application processed further.
  • Step 4: Get Approval - The last step is to get approval on the loan application and sign the contract with the lender to get loan amount disbursed.

Solving Real problems

Ram Yadav

I have been running my business for over twelve years but have not been able to undertake expansion activities. I applied to Ziploan and they cleared my loan application in a very short span of time.

Kanchan Lata

I approached Ziploan for an equipment finance loan. Their eligibility criterion was easy to fulfill because it required only 2 years ITR and 10 lacs of annual banking credit.

Ready for Ziploan to
empower your business ?