Business Loan in Rishikesh

Popularly known as the World Capital of Yoga. Rishikesh is a holy place for peace and tranquillity and is visited by both foreigners and the Indians. Tourism-related activities such as Yoga tourism, rafting camps, healthcare, hotels, restaurants, etc. are high in demand. Small businesses have a good opportunity to take benefit of being a tourist spot and have business around tourism and adventure activities. There are financial institutions that provide business loans for working capital, new equipment, renovation, purchase of goods & services, etc.

In Rishikesh, ZipLoan is an RBI registered NBFC, that grants quick unsecured business loan in Rishikesh of up to 7.5 lakhs with the best interest rates in the market.

instant business loan

ZipLoan is the Lender of Choice for Small Businesses.


Minimal Documentation

No balance sheet needed


No Prepayment Charges

After first 6 EMIs


Receive Funds Within 3 Days*

Straight into your account

Business loan Features and Benefits

  1. Cheap Interest Rate: The business loans are available at a competitive rate of interest from ZipLoan.
  2. Unsecured Loan Relief: Availability of collateral-free loan to meet the different business requirement of the small business owners so that they can focus on their business stress-free.
  3. Short Term Loans: The business loan is available for the maximum tenure of 3 yrs.
  4. EMI Calculator Facility: Use business loan EMI Calculator to check the interest rate, tenure and amount to know your capacity to repay for your business loan.
  5. Account Access: Business owners can access their loan account anytime on the ZipLoan App.

Business loan Eligibility Criteria

The eligibility criteria for applying for a business loan in Rishikesh are:

  • The business should be at least 2 years old
  • Minimum 5 lakh of annual banking credit
  • Last year Income Tax Return should be more than INR 1.5 lakh
  • Either house or business premises should be self –owned

Business Loan Documents

Following documents are necessary to apply for a business loan from ZipLoan:

Business Loan Interest Charges

Get information about the business loan interest charges and the nominal rates for the ZipLoan business loan

Type of business loan available in Rishikesh

The different types of business loan are:

  • Small Business Administration Loans (SBA) - SBA is a government body that does not provide loans directly to the aspiring business people, however, they direct the businesses to banks and other agencies that have good loan disbursement services. This, however, includes immense paperwork and the background check of the firm like its annual turnover, employee details, credit score, etc.
  • Equipment Financing – it is a kind of funds required to invest in the purchase of machinery & tools for manufacturing good volume of products
  • Unsecured Business Loans - the loan is provided without any security or assets. However, thorough background checks such as credibility, financial strength, annual turnover, cash flow and risk potential, etc. As the risk of providing an unsecured business loan is high so the business owners have to diligently provide the loan providers with the credit scores, KYC and business documents and the banking account statements
  • Business Credit Cards – most preferred by the businessmen during emergencies. This method of getting a loan also helps to improve the credit score and gain reward points
  • Micro Loans - a small sum of money is provided to meet unfortunate emergencies, expansions, capital payments and to manage few setbacks. The interest rates are very competitive by the bank or the lending agencies as the loan amount is very small

How to apply for a business loan in Rishikesh?

You can conveniently avail a business loan in Rishikesh by following these simple 4 steps:

  • Apply Online: Duly fill the business loan application form on our website to apply for a small business financing in Rishikesh. You can also download the ZipLoan Android App from the Google Play Store and apply for easy business loans in Rishikesh.
  • Submit Required Documents: After applying for loans for small business in Rishikesh, submit the PDFs of the required documents.
  • Business Loan Approval: Our representative will process your business loan application within a few hours after you submit it. We have our own holistic credit evaluation process, ZipScore.
  • Business Loan Disbursement: Our business loan disbursement process is very quick and we disburse the business loan in Rishikesh within a few hours after you sign a contract with us.

Solving Real problems

Ram Yadav

I have been running my business for over twelve years but have not been able to undertake expansion activities. I applied to Ziploan and they cleared my loan application in a very short span of time.

Kanchan Lata

I approached Ziploan for an equipment finance loan. Their eligibility criterion was easy to fulfill because it required only 2 years ITR and 10 lacs of annual banking credit.

Ready for Ziploan to
empower your business ?