ZipLoan - Quick & Easy Shop Loan Provider in India
ZipLoan offers quick shop loan on easy to meet terms and conditions. We have so far offered collateral-free business loan to more than 2000 small businesses, including traders, manufacturing units, service providers, chemist and pharmacy shops, and vegetable vendors. We offer loan for shopkeeper in Delhi, Gurgaon, Noida, Indore, Jaipur, and many other cities in the country.
Our shop loan calculator helps us to calculate the eligibility of the shopkeeper and we offer shop loan at very customer-friendly policies. You can calculate the EMIs through the Business Loan EMI calculator for commercial shop loan and repay the shop loan in easy monthly instalments. Our shop loan interest rates are very competitive and we offer business loan fast approval. We strive to build enduring relationships with our customers. Our vision is to expand across India and cater to a large number of businessmen whose credit needs have not been met.
Top 3 Features of ZipLoan Business Loan for Shopkeepers
Our shop loan is ideal for small businesses like grocery shops, Kirana shops, medical shops, ready-made garment shops, etc. Top features of Business Loan for Shopkeepers are -
- Interest Rates: Our business loan interest rates for shopkeepers are the best in the market. We only charge 3% of the shop loan amount as processing fee and do not have any hidden charges.
- Collateral-Free Shop Loan: All our shop loan offers are without security. We ensure that all the small business units have access to a loan for shopkeepers who cannot provide collateral in terms of an asset having some monetary value.
- No Pre-payment Penalty: We do not levy any penalty on the pre-payment of the unsecured business loan after the payment of 3 EMI (excluding pre-EMI).
- Online Business Loan Application: Our online business loan application form is the best answer to how to get a business loan? The borrower can apply for a shop loan online on our website or the ZipLoan Android App to avail a shop loan with ease.
How Can a Shopkeeper Use a Shop Loan?
A shopkeeper can use the loan for shop
in a number of ways:
- Buy a New Shop: There are many times when a shopkeeper witnesses expansion opportunities but could take any benefit of it due to lack of finances. With a collateral-free shop loan, you can buy a new shop and expand your business.
- Increase Inventory: Inventory is the most important thing for a shopkeeper. However, it is also the biggest expense for the shopkeeper. A loan for shopkeepers can help you increase your inventory with new and high-quality products.
- Renovate Shop: With the help of an unsecured business loan, you can renovate your shop and make it up-to-date. A shop with better appearance and perfect product placement catches the customers’ attention and indirectly helps in marketing.
- Increase Working Capital: A lack of working capital is very common for businesses and so for retail shops. A business loan for shopkeepers can help you increase your working capital and meet your everyday expenses.
If you are wondering on how to get a business loan for shopkeeper? Then worry not! Apply for a shop loan online with ZipLoan and get the funds at the best business loan interest rates.