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1 To 5 Lakhs Business Loan

starstarstarstarstar4.3/5 | 23 Reviews

If you’re thinking of growing your small business then look no further. ZipLoan offers 1 to 5 lacs business loan to fulfil your Working Capital needs, in just 4 Days. Unlike traditional lenders, ZipLoan does not have an exhaustive eligibility criteria and does not require you to make multiple visits. You just need to upload the necessary documents online and avail instant business loan . An added advantage is that there is no prepayment penalty levied if you pay back the loan before the completion of its tenure.

How old is your business?

Less than 2 years

More than 2 years

Last year’s Sales?

Less than 10 Lacs

More than 10 Lacs

First Name

Last Name

Phone

Minimal Documentation

No balance sheet needed

Collateral Free Loan

For a business with turnover of 10L+

Receive Funds within 3 Days

Straight into your account

No Prepayment Charges

And you pay back in easy EMI’s

FOR YOUR BUSINESS

Many small businesses find it challenging to avail credit.

Most traditional lenders require collateral and a long list of documents. Small businesses are not able to fulfil the eligibility criteria and face rejections when applying for loans. To provide easy credit to small businesses, ZipLoan offers collateral free short term business loans at very customer-friendly terms.

ZipLoan is the Lender of Choice
for Small Businesses.

Instant Business Loan upto 5 Lacs

At Ziploan, we are committed to helping small businesses achieve growth by providing loans between INR 1-5 lacs. Our loans can be repaid over a flexible duration between 12-24 months.

Some of the benefits of taking a small business loan from Ziploan are:

Eligibility Criteria: We require last 2 years ITR and minimum 10 lacs of annual banking credit. Our broad eligibility requirements ensure ease of compliance.

Collateral Free: Small Business loans are provided without any requirement of collateral.

Quick Processing: For a small business, time is money and therefore we disburse the funds the funds within 3 days of submission of all documents. Our online documentation process does not require personal visit by the customer.

No Prepayment Penalty: No penalty is charged for partial or complete repayment of loan before completion of tenure.

Holistic Credit Rating: We do not only follow the CIBIL score norms but also have our own credit evaluation process, ZipScore. ZipScore checks the business loan eligibility in a holistic fashion and makes the eligibility criteria for small business loans broad ensuring every small business has access to a business loan without security.

Solving Real problems

Ram Yadav

I have been running my business for over twelve years but have not been able to undertake expansion activities. I applied to Ziploan and they cleared my loan application in a very short span of time.

Kanchan Lata

I approached Ziploan for an equipment finance loan because they required no collateral. Their eligibility criterion was easy to fulfill because it required only 2 years ITR and 10 lacs of annual banking credit.

Babu Lal

I always thought that loans and credit facilities were only available to large businesses with significant turnover. I never thought I would be eligible to qualify for a business loan too. Ziploan is boon for small enterprises like me.

Ready for Ziploan to
empower your business ?

Get the App

Apply for a loan, check approval status and make repayments from your phone using the ZipLoan app.

Got Questions? Get in Touch

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