Business Loan in Noida

New Okhla Industrial Development Authority, popularly known as Noida is one of the largest planned industrial townships of Asia. It has grown beyond just being a stereotypical industrial area and has become an economic superpower. The real sector has been booming as the majority of the people from Delhi have shifted base to Noida. Other flourishing industries in the area are hospitality, IT/ITES, BPOs Education and many other multinational companies. The upcoming international airport has appreciated the value of the properties. It is also a prominent location for the Indian entertainment industry, with many films, television series, media houses, etc. Business loans are required by both large & small businesses required for construction, renovation, equipment financing, managing cash flows, etc.

Avail a business loan from ZipLoan, an RBI registered NBFC in Noida and get up to Rs 7.5 lac quickly

instant business loan

ZipLoan is the Lender of Choice for Small Businesses.

Icon1

Minimal Documentation

No balance sheet needed

Icon4

No Prepayment Charges

After first 6 EMIs

Icon3

Receive Funds Within 3 Days*

Straight into your account

Business Loan – Features & Benefits

  • Security-free Loan – Unsecured business loan can be availed without putting the personal & business assets on security, providing business owner respite from the risk of losing their assets.
  • Quick Disbursal of Loan – Ziploan provides quick business loan within 3 days after ascertaining the trustworthiness of the business owners.
  • Less Documentation – Minimal documents lightens the business owner from the burden of the paperwork.
  • Funding up to Rs. 7.5 lakh – ZipLoan provide business loan up to 7.5 lakh for managing business expenses.
  • No Prepayment Charges – Business owners do not have to pay any charges to foreclose the loan after 6 months.
  • Multiple Tenure Options– Business owners can get a business loan for the tenure of 12, 18, 24, 30 and 36 months depending upon their trustworthiness.
  • Online Account Access – Business owners can access their loan account anytime on the ZipLoan App.

Business loan Eligibility Criteria

The eligibility criteria for applying for a business loan in Noida are:

  • The business should be in operation for at least 2 years
  • Minimum 5 lakh of annual banking credit
  • Last year ITR of more than INR 1.5 lakh
  • Either house or business premises should be self –owned

Business Loan Documents

Following documents are necessary to apply for a business loan from ZipLoan:

Business Loan Interest Charges

Get more information about the business loan interest charges and the nominal rates for the ZipLoan business loan

Types of Business Loan Available in Noida

The types of business loan available in Noida are:

  • Term Loans - business owners who want to make investments in specific business areas or have an ongoing need of working capital look for term loans. The loan processing is faster and fewer requirements when compared to traditional bank loans.
  • Business line of credit – the funding is appropriate for business owners who want a flexible form of financing to cover immediate funding needs. In this loan, the lender gives the borrower access to a specific amount of money that can be drawn from at any time as needed.
  • SBA Loans – Established businesses with strong financials who need funding for a variety of purposes. The loan is not provided by them but partially guarantees the loans that banks & other lenders make small business.
  • Equipment Financing - These loans are generally taken by the manufacturing businesses for purchasing equipment, machinery required for the business expansion
  • Invoice Financing – The time lag between the business raises and invoice and finally gets paid gets plugged by taking the loan against the invoice from the Banks and financial institutions.
  • Commercial Real Estate Loans – Business owners looking to finance purchasing new or existing commercial property or renovating commercial space.
  • Microloans – It is a type of business loan that can be used for working capital, expansion and the requirements that aren’t too stringent.
  • Merchant Cash Advances – a lender grants an advance of capital & purchases a portion of the daily credit & debit card sales.

How to Get a Business Loan in Noida?

You can conveniently avail a business loan in Noida by following these simple 4 steps:

  • Apply Online: Duly fill the business loan application form on our website to apply for a small business financing in Noida. You can also download the ZipLoan Android App from the Google Play Store and apply for easy business loans in Noida.
  • Submit Required Documents: After applying for loans for small business in Noida, submit the PDFs of the required documents.
  • Approval of Business Loan: Our representative will process your business loan application within a few hours after you submit it. We have our own holistic credit evaluation process, ZipScore.
  • Business Loan Disbursement: Our business loan disbursement process is very quick and we disburse the business loan in Noida within a few hours after you sign a contract with us.
ICICI-Prudential-Internal-page

Solving Real problems

Ram Yadav

I have been running my business for over twelve years but have not been able to undertake expansion activities. I applied to Ziploan and they cleared my loan application in a very short span of time.

Kanchan Lata

I approached Ziploan for an equipment finance loan. Their eligibility criterion was easy to fulfill because it required only 2 years ITR and 10 lacs of annual banking credit.

Ready for Ziploan to
empower your business ?