Business Loan in Haridwar 

Haridwar is one of the popular holy places and a temple city. The place has a strong religious significance and hosts several festivals such as Kavad Mela, Somvati Amavasya Mela, Ganga Dashara, Gughal Mela, and the most prominent Kumbh Mela. Haridwar is a well-irrigated district, so agriculture is the main occupation. In a few years back, Industrial development zone has been created so that the industrial giants like Hindustan Lever, Dabur, and Mahindra & Mahindra have moved in. It is also an educational hub comprising institutions in science, engineering, technology, Sanskrit, etc. The business. Since the city has many temples, hence many small businesses have been set up in that vicinity and look for small loans to manage the day to day operations.

instant business loan

ZipLoan is the Lender of Choice for Small Businesses.


Minimal Documentation

No balance sheet needed


No Prepayment Charges

After first 6 EMIs


Receive Funds Within 3 Days*

Straight into your account

Business loan Features and Benefits

  • Reasonable Interest Rate: The business loans are available at a competitive rate of interest from ZipLoan.
  • Loan Without Any Warrant: Availability of collateral-free loan to meet the different business requirement of the small business owners so that they can focus on their business stress-free.
  • Short Term Loans: The business loan from ZipLoan is available for the maximum tenure of 3 yrs. & a minimum of 1 year.
  • EMI Calculator Facility: Use business loan EMI Calculator, given on the ZipLoan website to check the interest rate, tenure and amount to know your capacity to repay for your business loan.
  • Account Access: Business owners can access their loan account anytime & anywhere on the ZipLoan App.
  • No Prepayment Charges: Business owners who close their business loan after 6 months, then they do not have to pay any prepayment charges.

Business loan Eligibility Criteria

The eligibility criteria for applying for a business loan in Haridwar are:

  • The business should be at least 2 years old
  • Minimum 5 lakh of annual banking credit
  • Last year Income Tax Return should be more than INR 1.5 lakh
  • Either house or business premises should be self –owned

Business Loan Documents

Following documents are necessary to apply for a business loan from ZipLoan:

  • PAN card
  • Last 12 months Bank Statement
  • Last 1 year’s ITR
  • Address proof
  • Aadhar card

Business Loan Interest Charges

Get information about the business loan interest charges and the nominal rates for the ZipLoan business loan

Type of business loan available in Haridwar

The different types of business loan are:

  • Small Business Administration loans (SBA) - SBA is a government body that does not provide loans directly to the aspiring business people, however, they direct the businesses to banks and other agencies that have good loan disbursement services. This, however, includes immense paperwork and the background check of the firm like its annual turnover, employee details, credit score, etc.
  • Equipment Financing – It is a kind of funds required to invest in the purchase of machinery & tools for manufacturing a good volume of products.
  • Unsecured Business Loans - The loan is provided without any security or assets. However, thorough background checks such as credibility, financial strength, annual turnover, cash flow and risk potential, etc. As the risk of providing an unsecured business loan is high so the business owners have to diligently provide the loan providers with the credit scores, KYC and business documents and the banking account statements.
  • Business Credit Cards – most preferred by the businessmen during emergencies. This method of getting a loan also helps to improve the credit score and gain reward points.
  • Micro Loans - A small sum of money is provided to meet unfortunate emergencies, expansions, capital payments and to manage few setbacks. The interest rates are very competitive by the bank or the lending agencies as the loan amount is very small.
  • Invoice Financing – It is for small businesses who get funding from the small businesses to encounter a time lag between raising invoices & receiving payments from the clients.
  • Overdraft Facility – Lender analyses the borrower’s credit history, relationship with the institution, business cash flow and repayment history after approving a certain overdraft limit. The borrower can withdraw an amount required and pay interest only the utilized amount.

How to apply for a business loan in Haridwar?

You can conveniently avail a business loan in Haridwar by following these simple 4 steps:

  • Apply Online: Duly fill the business loan application form on our website to apply for a small business financing in Haridwar. You can also download the ZipLoan Android App from the Google Play Store and apply for easy business loans in Haridwar.
  • Submit Required Documents: After applying for loans for small business in Haridwar, submit the PDFs of the required documents.
  • Business Loan Approval: Our representative will process your business loan application within a few hours after you submit it. We have our own holistic credit evaluation process, ZipScore.
  • Business Loan Disbursement: Our business loan disbursement process is very quick and we disburse the business loan in Haridwar within a few hours after you sign a contract with us.

Solving Real problems

Ram Yadav

I have been running my business for over twelve years but have not been able to undertake expansion activities. I applied to Ziploan and they cleared my loan application in a very short span of time.

Kanchan Lata

I approached Ziploan for an equipment finance loan. Their eligibility criterion was easy to fulfill because it required only 2 years ITR and 10 lacs of annual banking credit.

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