Business Loan in Gurgaon

Gurgaon has transformed into a leading business hub after Mumbai & Chennai. In the 1990s, the tax laws reformed by the Government resulting in the high rising economy with the third-highest per capita income in India. The first-mover advantage by Maruti Suzuki for setting up a manufacturing plant in Gurgaon opened gates for many big & small businesses to make it a commercial hub. The proximity to the Indira Gandhi International Airport made the town as the most profitable offshoring & outsourcing hubs. In recent years, many start-ups have mushroomed & blossomed due to the financial support provided by the banks & other financial institutions.

Avail a business loan from ZipLoan, an RBI registered NBFC in Gurgaon & get up to Rs 7.5 lakh quickly.

instant business loan

ZipLoan is the Lender of Choice for Small Businesses.

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Minimal Documentation

No balance sheet needed

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No Prepayment Charges

After first 6 EMIs

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Receive Funds Within 3 Days*

Straight into your account

Features & Benefits of Business Loan

  • Business Loans Without a Collateral – unsecured business loan are easily available without putting the personal & business assets on security, providing business owners with a sigh of relief from the risk of losing their assets.
  • Quick Disbursal – Ziploan provides quick business loan within 3 days after ascertaining the creditworthiness of the business owners.
  • Minimal Documentation – Lesser documents take the edge off the business owners from the burden of the paperwork.
  • Financing is up to Rs. 7.5 lakh – ZipLoan provide business loan up to 7.5 lakh to manage the cash flow and grow the business.
  • No Prepayment Charges – Business owners do not have to pay prepayment charges after 6 months.
  • Flexible Tenors – Business owners can get a business loan for the tenure of 12, 18, 24, 30 and 36 months depending upon their creditworthiness.
  • Account Access – Business owners can access their loan account anywhere & anytime on the ZipLoan’s App.

Business Loan Eligibility Criteria

The eligibility criteria for applying for a business loan in Mumbai are:

  • The business should be in operation for at least 2 years
  • Minimum 5 lakh of annual banking credit
  • Last year ITR of more than INR 1.5 lakh
  • Either house or business premises should be self –owned

Business Loan Documents

Following documents are necessary to apply for a business loan from ZipLoan:

Business Loan Interest Charges

Know more about the business loan interest charges and the nominal rates for the ZipLoan business loan

Types of Business Loan Available in Gurgaon

The different types of business loan are:

  • Short Term Credit: The loan required by business owners for specific business needs such as the regular working capital, employee salaries, or for emergencies that can be paid in a shorter period. In a term loan, a business owner borrows a specific amount of money upfront and pay back the money with interest on a certain repayment schedule.
  • Business Credit Line: Business owner gets access to the specific amount of money that can be drawn from any time as required. Generally revolving credit facility is provided where the credit line resets after the amount is withdrawn, is paid in full just like in credit card.
  • Equipment Financing: Funds are required by the business owners who need to purchase business equipment or machinery.
  • SBA Loans: Small Business Administrations are the agencies that do not lend money directly to the small business owners, instead, they set guidelines for the loans that are to be distributed by its lending partners. It reduces risk & enables easier access to capital.
  • Invoice Financing: Business owner borrows money against the amount due from customers. It is a short term requirement that helps businesses to improve cash flows, pay employees and suppliers, and manage business operations and growth.

How to Get a Business Loan in Gurgaon?

You can conveniently avail a business loan in Gurgaon by following these simple 4 steps:

  • Apply Online: Duly fill the business loan application form on our website to apply for a small business financing in Gurgaon. You can also download the ZipLoan Android App from the Google Play Store and apply for easy business loans in Gurgaon.
  • Submit Required Documents: After applying for loans for small businesses in Gurgaon, submit the PDFs of the required documents.
  • Business Loan Approval: Our representative will process your business loan application within a few hours after you submit it. We have our own holistic credit evaluation process, ZipScore.
  • Business Loan Disbursement: Our business loan disbursement process is very quick and we disburse the business loan in Gurgaon within a few hours after you sign a contract with us.
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Solving Real problems

Ram Yadav

I have been running my business for over twelve years but have not been able to undertake expansion activities. I applied to Ziploan and they cleared my loan application in a very short span of time.

Kanchan Lata

I approached Ziploan for an equipment finance loan. Their eligibility criterion was easy to fulfill because it required only 2 years ITR and 10 lacs of annual banking credit.

Ready for Ziploan to
empower your business ?