Business Loan in Dehradun

Dehradun is the winter capital of Uttarakhand. Technology parks & special economic zones have provided support to the main economic activity of the city, which is tourism. Small businesses that are popular in Dehradun are tours & travels, mini multi-cuisine restaurants, clothing retail, beauty salons, etc. Due to the popularity in these businesses, to create more footfalls, constant effort is done for marketing and advertising spends and manage the regular cash flows. Business loans from NBFCs and financial institutions help these businesses to have their own unique selling proposition.

Get a Business Loan in Dehradun from ZipLoan, an RBI registered NBFC in Jaipur & get a quick disbursal of up to Rs. 7.5 lakh loan.

instant business loan

ZipLoan is the Lender of Choice for Small Businesses.

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Minimal Documentation

No balance sheet needed

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No Prepayment Charges

After first 6 EMIs

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Receive Funds Within 3 Days*

Straight into your account

Features & Benefits of Business Loan

  1. Loan Without Security – Unsecured business loan can be availed without mortgaging the personal & business assets on security, providing business owner respite from the risk of losing their assets.
  2. Fast Disbursal – Ziploan provides business loan immediately, just within 3 days after ascertaining the dependability of the business owners
  3. Fewer Documents – Very few documents is required to apply that saves the business owner from the burden of the heavy paperwork
  4. Loan up to Rs. 7.5 lakh – ZipLoan provide business loan up to 7.5 lakh to manage the liquidity and grow the business
  5. No Foreclosure Charges – Business owners do not have to pay any prepayment charges after 6 months
  6. Flexible Term – Business owners can get a business loan for the term of 12, 18, 24, 30 and 36 months depending upon their creditworthiness
    Access to loan account – Business owners can access their loan account anytime on the ZipLoan mobile App.

Business Loan Eligibility Criteria

The eligibility criteria for applying for a business loan in Dehradun are:

  • The business should be existing from past 2 years
  • Minimum 10 lakh of annual banking credit
  • Last year ITR of more than INR 1.5 lakh
  • Should have ownership of either house or business premises

Business Loan Documents

Following documents are necessary to apply for a business loan from ZipLoan:

Business Loan Interest Charges

Get information about the business loan interest charges and the nominal rates for the ZipLoan business loan

Types of Business Loan Available in Dehradun

The different types of business loan are:

  • Term Loan: Term loan is a long term loan which is usually utilized for capital expenditure. The tenure ranges from 3 to 20 yrs. and the loan is available either in fixed or variable rates.
  • Working Capital Loan: When the business owner is having short term deficiency of the cash then this type of business loan is taken.
  • Equipment financing: Banks & financial institutions in Dehradun provide these loans to the manufacturing enterprises who require loans for purchasing equipment. The loan tenure is around 4 to 5 years.
  • Invoice Financing: Invoice financing or discounting is the practice of using a company’s unpaid account receivable as collateral for a business loan. It is a short term form of borrowing.
  • Improve Credit History: For a bigger loan amount, it is important to have a good credit history. Hence the business owners ensure that they get short term loans and the consistent repayment of borrowing leads to positive credit history.

How to Get a Business Loan in Dehradun?

You can conveniently avail a business loan in Jaipur by following these simple 4 steps:

  • Apply Online: Duly fill the business loan application form on our website to apply for a small business financing in Dehradun. You can also download the ZipLoan Android App from the Google Play Store and apply for easy business loans in Dehradun.
  • Submit Required Documents: After applying for loans for small business in Dehradun, submit the PDFs of the required documents.
  • Approval of Business Loan: Our representative will process your business loan application within a few hours after you submit it. We have our own holistic credit evaluation process, ZipScore.
  • Business Loan Disbursement: Our business loan disbursement process is very quick and we disburse the business loan in Dehradun within a few hours after you sign a contract with us.

Business loan for Women

To encourage more women entrepreneurs to apply for a business loan, there are many schemes to get cheaper business loans and make their dreams into reality. Some of the schemes are:

  • Stree Shakthi Package
  • Annapurna Scheme
  • Scheme by Bharati Mahila Bank (Now subsidiary of State Bank of India)
  • Dena Shakti Scheme by Dena Bank
  • Udyogini Scheme by Punjab & Sind Bank
  • Mudra Loan for Women

Solving Real problems

Ram Yadav

I have been running my business for over twelve years but have not been able to undertake expansion activities. I applied to Ziploan and they cleared my loan application in a very short span of time.

Kanchan Lata

I approached Ziploan for an equipment finance loan. Their eligibility criterion was easy to fulfill because it required only 2 years ITR and 10 lacs of annual banking credit.

Ready for Ziploan to
empower your business ?