What is equipment financing?

Equipment Financing is a form of finance that allows you to buy equipment and pay for it over time, rather than all at once. With a machinery loan, you can purchase, upgrade, or repair machinery fast.

instant business loan

ZipLoan is the Lender of Choice for Small Businesses.


Minimal Documentation

No balance sheet needed


No Prepayment Charges

After first 6 EMIs


Receive Funds Within 3 Days*

Straight into your account

Equipment financing benefits

Some of the benefits of equipment financing from Ziploan include:

  • Loans of up to Rs. 7.5 lakh
  • Competitive interest rates
  • Transparent fees and charges
  • Flexible tenure of up to 36 months
  • No prepayment charges
  • Line of credit facility
  • Fast approval within 72 hours*

To apply for an easy equipment loan from Ziploan, you will need the following documents:

  • Bank statement (12 months)
  • Business registration proof
  • KYC documents (PAN Card, Aadhar Card, Electricity bill, etc.)
  • ITR of the previous two years    

*Conditions apply

You may also like:

Features of Equipment Financing

We are technology-enabled digital lender and are keen to provide our customers with a hassle-free lending experience. The following are the features of our unsecured machinery loan product:

  • Quick Disbursal: we offer business loans in just three days*. This provides complete peace of mind to our borrowers.
  • No Hidden Cost: our machinery loans are offered at competitive interest rates. We don’t have any hidden charges, and the borrowers are informed of the interest rate and processing fee before signing the agreement. The borrowers can also use our business loan EMI calculator to check their monthly instalments.
  • Flexible Repayment Options: we offer our borrowers flexible repayment options. We don’t force them to pay early or unnecessarily extend the loan tenure.

You may also like:

Solving Real problems

Ram Yadav

I have been running my business for over twelve years but have not been able to undertake expansion activities. I applied to Ziploan and they cleared my loan application in a very short span of time.

Kanchan Lata

I approached Ziploan for an equipment finance loan. Their eligibility criterion was easy to fulfill because it required only 2 years ITR and 10 lacs of annual banking credit.

Ready for Ziploan to
empower your business ?