Grocery Store Loan

Looking for a grocery store loan to grow your business faster than before? We at Ziploan offer hassle-free business loans of up to 7.5 lakh to meet your financial requirements. You can get a fast MSME loan online in just 3 days* after submitting few documents.

instant business loan

ZipLoan is the Lender of Choice for Small Businesses.


Minimal Documentation

No balance sheet needed


No Prepayment Charges

After first 6 EMIs


Receive Funds Within 3 Days*

Straight into your account

Top Features of Grocery Loan:

  • MSME/SME Finance up to Rs 7.5 lakh – We offer shop loans ranging from Rs. 1 to 7.5 lakhs. We have a flexible ticket size, so you can pick the amount that you require.
  • Loan in 3 Days* - Online submission of the documents helps us process your loan application faster. We disburse the loan amount within three days* after getting your business loan documents.
  • Apply Online - To apply grocery loan scheme fast and comfortably, we have made the entire application process online. We also offer same-day approvals with disbursals within three days after the documents are submitted and verified.
  • Best Interest Rates - Our grocery loan interest rates are the best in the industry. No manual intervention but the automated process makes our process and interest rates fair. The interest rates are offered on the basis of your business's repayment ability.
  • Flexible Repayment Tenure - Our repayment tenure starts from 12 months to 36 months. Therefore, you get enough time to repay the loan amount.
  • No Prepayment Charges - We offer MSME loans at no prepayment charges after you have paid the first 6 EMIs (excluding pre-EMI).

Documents Required for a Grocery Loan

 ProprietorshipPartnershipPvt. Ltd. / LLP / One Person Company
Bank statement (12 months)
Business registration proof
PAN Card
Aadhar Card
ITR of the previous two years

Grocery Store Loan Fees & Interest Rates

Customized Interest RatesYes
Loan Tenureup to 36 months
Pre-closure chargesNil** after paid the first 6 EMIs
Eligibility CriteriaAnnual turnover more than Rs.10 lakh
Loan Amount₹ 1 Lakh – ₹ 7.5 Lakh

ZipLoan – Best Grocery Business Loan Provider in India

The small grocery stores in India require external funds since they often run into problems with their cash flow. Competing with the big players in the market, such as Walmart is not an easy task. Loans for your grocery store business can also be required to run the business efficiently and make good profits. Maintaining good inventory is also important for a grocery store owner to take full advantage of.

In all, grocery store business loans can be very beneficial for the store owner. He can use it in a number of ways to help his business grow. We offer small business loans for a grocery store at the most competitive interest rates in the market. Our different business loan products include MSME loans, machinery loans, shop loans, Flexi loans, term loans, working capital loans, and bakery loans.

Our grocery financing is hassle-free and doesn't need a bundle of documents. That is you are not required to provide us any asset – we offer business loans entirely on the basis of your creditworthiness. Our grocery business loans are designed in a way to help you in your business. All your small business funding for the grocery store is offered online and you can apply for them without visiting our office.

How to Apply for Grocery Store Loan

Here are three steps process to grocery shop loan apply online from ZipLoan:

  • Submit Application - Simply enter your personal, business, and financial info to receive a loan offer.
  • Upload Documents - Upload digital copies of your documents in a single-step process for verification.
  • Get Sanctioned - Receive your business approval and disbursal within 3 working days*.

How to Grow Business with Grocery Business Loan?

The grocery store business loans can be used in the following ways to grow business:

  • Working Capital: Almost every business faces a shortage of working capital at some point in time. To ensure this does not affect the everyday work and operations of the grocery store, a loan for a grocery store in India can be availed.
  • Inventory Management: Inventory is the most important asset of a grocery store. A small business loan for a grocery store can be used to increase inventory. With more inventory at the show, you will be able to sell more increase in your profits.
  • Marketing & Advertising: Advertising and marketing are important in today’s world of cutthroat competition. The growth of the grocery store business is much dependent on its marketing strategies. A loan for a grocery store can be used for the same purpose.
  • Business Expansion: Expansion and growth go hand in hand. Expansion of the business brings growth and grocery store financing can be very helpful for the same purpose.


Solving Real problems

Ram Yadav

I have been running my business for over twelve years but have not been able to undertake expansion activities. I applied to Ziploan and they cleared my loan application in a very short span of time.

Kanchan Lata

I approached Ziploan for an equipment finance loan. Their eligibility criterion was easy to fulfill because it required only 2 years ITR and 10 lacs of annual banking credit.

Ready for Ziploan to
empower your business ?