Loan for Shop

Looking for a shop loan to boost your Kirana store sales? We at Ziploan offers loan for shopkeepers up to Rs. 7.5 lakhs to meet financial requirements.  You can get a loan for shop in just 3 days* after submitting few documents.

How old is your business?
Last year’s Sales?
First Name
Last Name
Name your city

instant business loan

ZipLoan is the Lender of Choice for Small Businesses.


Minimal Documentation

No balance sheet needed


No Prepayment Charges

After first 6 EMIs


Receive Funds Within 3 Days*

Straight into your account

Shop Loan Features & Benefits

Following are the shop loan benefits and features:

  • MSME Finance up to Rs 7.5 lakh – We offer small business loans for shops in India ranging from Rs. 1 to 7.5 lakhs. We have a flexible ticket size, so you can pick the amount that you require.
  • Dukan Loan in 3 Days* - Online submission of the documents helps us your shop loan process faster. We disburse the funds within three days* after getting your shop loan documents.
  • Apply Online - To apply for shop loans fast and comfortably, we have made the entire process online. 
  • Fair Interest Rates - Our shop loan interest rates are flexible. An automated process makes our process and interest rates fair. The interest rates are offered on the basis of your business's repayment ability.
  • Flexible Repayment Tenure -  Our repayment tenure starts from 12 months to 36 months. Therefore, you get enough time to repay the loan amount.
  • No Prepayment Charges - We offer shop finance at no prepayment fees after you have paid the first 6 EMIs (excluding pre-EMI).

Shop Loan Eligibility Criteria:

The eligibility criteria for shop loan of ZipLoan are:

Documents Required for Shop Loan

The documents needed for Kirana store loans are minimal - all we need:

Shop Loan Fees and Interest Charges

Customized Interest RatesYes
Loan Tenureup to 36 months
Pre-closure chargesNil** after paid the first 6 EMIs
Eligibility CriteriaAnnual turnover more than Rs.10 lakh
Loan Amount₹ 1 Lakh – ₹ 7.5 Lakh

How to Apply Online Business Loan for a Shop

Here is how to apply business loan for shopkeeper:

How Can a Shopkeeper Use a Shop Loan?

A shopkeeper can use the loan for a shop in a number of ways:

ZipLoan - Quick & Easy Shop Loan Provider in India

If you are wondering how to get a business loan for a shopkeeper? Then worry not! Apply for a shop loan online with ZipLoan and get the funds at the best business loan interest rates. ZipLoan offers quick shop loans on easy-to-meet terms and conditions. 

We have so far offered a business loan to more than 2000+ small businesses, including traders, manufacturing units, service providers, chemist and pharmacy shops, and vegetable vendors. We offer a loan for shops in Delhi, Gurgaon, Noida, Indore, Jaipur, and many other cities in the country.

Our shop loan calculator will help you to calculate shop loan EMI to get you an idea about the monthly instalments. With our shop loan, you can expand your shop faster than before because you will have enough funds to manage your inventory, hire a salesperson, and opening a shop. 

We strive to build enduring relationships with our customers. Our vision is to expand across India and cater to a large number of businessmen whose credit needs have not been met.


Solving Real problems

Ram Yadav

I have been running my business for over twelve years but have not been able to undertake expansion activities. I applied to Ziploan and they cleared my loan application in a very short span of time.

Kanchan Lata

I approached Ziploan for an equipment finance loan. Their eligibility criterion was easy to fulfill because it required only 2 years ITR and 10 lacs of annual banking credit.

Ready for Ziploan to
empower your business ?