Apply SME Loans Online

Convenient and quick SME loan from ZipLoan is designed to help growing small businesses meet their fund requirements in an efficient and timely way. ZipLoan offers SME business loans without collateral, which means there is no need to pledge assets to avail a loan.

Along with competitive interest rates, our SME lending service comes with an online application process and approval & disbursal in just three days*. Our SME loan is an ideal source of securing hassle-free funds for the business.

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Last year’s Sales?
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instant business loan

ZipLoan is the Lender of Choice for Small Businesses.

Minimal Documentation

No balance sheet needed

Collateral Free Loan

For a business with turnover of 10L+

Receive Funds within 3 Days

Straight into your account

No Prepayment Charges

After first 6 months

What is an SME loan?

Loans which are designed to meet the financial needs of a Small and Medium Enterprises are called SME loans. SME segment in India is known to provide huge employment opportunities and also aids in industrialisation in rural and backward areas.

It significantly contributes to domestic production and increases export earnings. In the view of the prominent role played by the SME segment in the country’s development, we are dedicated to helping them, thus contributing to India’s economy as well.

SME Loan Features

ZipLoan offers special SME loan without collateral up to Rs. 7.5 lakh. The loan comes with an online business loan application which speeds up the entire application process.

Online Loan ApplicationWe have removed everything that slows down loan processing, and so, the SME owner can apply for a loan via online loan application through our website. This also ensures same-day loan approval, and disbursal is pending until the documents are verified and the loan agreement is signed.
Loan in 3 Days*Online process ensures quick verification process as there is no time between sending and receiving documents. With that, the SME loans are disbursed within three days*.
Collateral-free LoansWe offer unsecured business loans. There is no need to hypothecate collateral with us to get access to funds up to Rs. 7.5 lakh. Thus, no need to worry about security while availing a business loan.
Competitive Interest RateFinancial data is used to assess the best available business loan interest rate. There is no manual intervention in the loan process, and hence, the interest rates offered are fair.
No Prepayment Charges*The loan offers come with zero prepayment charges after the payment of 6 EMIs (excluding pre-EMI). Thus, the borrower can repay the loan partially or entirely before the completion of the tenure.

Benefits of SME Loan

Execute Business PlansThe super fast turnaround time of loan application means the business plans can be executed without any delay with the availed loan amount.
Meet Business RequirementsOur collateral-free loans for SMEs are unsecured, and the business owners can meet financial requirements effectively in a time-efficient manner.
Manage Company Finances BetterThe funds availed under SME loans can be availed for several purposes. They can be used to expand the business operation, buy machinery/equipment, or to streamline working capital. Thus, the borrower can balance the company finances better through a short-term business loan from us.
Raise Credibility in the MarketThe business gets the much-needed boost with the loan, and hence, he can improve business profitability as well. This will impact financial books positively, and the business owner can create credibility in the market as well.

SME loan Eligibility Criteria

SME Loan Documents

How To Apply For SME Business Loan?

To apply for an SME loan online from us, follow the below-mentioned steps:


Solving Real problems

Ram Yadav

I have been running my business for over twelve years but have not been able to undertake expansion activities. I applied to Ziploan and they cleared my loan application in a very short span of time.

Kanchan Lata

I approached Ziploan for an equipment finance loan because they required no collateral. Their eligibility criterion was easy to fulfill because it required only 2 years ITR and 10 lacs of annual banking credit.

Ready for Ziploan to
empower your business ?