SME Loans 

ZipLoan offers SME loans of an amount ranging from INR 1-5 lakhs at the best interest rates in the market. All our SME business loans are designed to meet the needs of small business owners in the best possible way. We require minimal documentation to sanction an SME finance and disburse the SME funding within a few working days.

How old is your business?

This is required.

Last year’s Sales?

This is required.

First Name
Last Name
Name your city
Minimal Documentation

No balance sheet needed

Collateral Free Loan

For a business with turnover of 10L+

Receive Funds within 3 Days

Straight into your account

No Prepayment Charges

And you pay back in easy EMI’s


Avail an SME Business Loan in India

The Unsecured SME loans are the best option for small business owners who cannot avail a collateral SME loan in India due to lack of collateral. ZipLoan offers an unsecured SME business loan in India at very reasonable terms and conditions and competitive SME business loan interest rates. Our SME funding disbursement process if very fast and we disburse SME loans within a few days after you sign a contract with us.


ZipLoan is the Lender of Choice
for Small Businesses.

ZipLoan - RBI Registered Collateral-free SME Loan Provider


SME loan often involves a long list of documents, long queues in the banks, and waiting for a long period of time to get the SME loan approved and disbursed. However, what is the importance of funds if they were not available to the business owner at the time need? So, a business owner must look for SME finance services who offer an instant SME loan. Well, ZipLoan is your best partner to make this possible! All our SME business loan products are tailored to best suit the needs of growing small businesses. Our business loan helps growing small businesses finance its day-to-day activities, buy or upgrade machinery, or increase capital in a hassle-free and efficient manner.

ZipLoan offers different types of SME loans to meet your different needs, ranging from capital and working capital needs to equipment and terms loan requirements. We offer an online SME loan and you can apply for an SME loan on our website or through our mobile App. Just duly fill the online SME loan application form and submit along with the PDFs of the required documents for SME loan. Our SME loan eligibility is easy to meet and we disburse the approved funds within a few working days.

Top Features of ZipLoan SME Business Loan

All our SME loan information is available on our website and App, ZipLoan. The top features of our unsecured SME finance are:


Solving Real problems

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Ram Yadav

I have been running my business for over twelve years but have not been able to undertake expansion activities. I applied to Ziploan and they cleared my loan application in a very short span of time.

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Kanchan Lata

I approached Ziploan for an equipment finance loan because they required no collateral. Their eligibility criterion was easy to fulfill because it required only 2 years ITR and 10 lacs of annual banking credit.

Ready for Ziploan to
empower your business ?