Business Loan Requirements

How old is your business?
Last year’s Sales?
First Name
Last Name
Phone
Name your city
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Minimal Documentation

No balance sheet needed

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Collateral Free Loan

For a business with turnover of 10L+

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Receive Funds within 3 Days

Straight into your account

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No Prepayment Charges

And you pay back in easy EMI’s

Many small businesses find it challenging to avail credit.

Most traditional lenders require collateral and a long list of documents. Small businesses are not able to fulfil the eligibility criteria and face rejections when applying for loans. To provide easy credit to small businesses, ZipLoan offers collateral free short term business loans at very customer-friendly terms.

ZipLoan is the Lender of Choice
for Small Businesses.

Business Loan Requirements

The business loan requirements vary depending on the type of lender one approaches. ZipLoan offers collateral free business loans to small businesses at a very attractive rate of interest. The easy business loan application is completely online and one can get a business loan without having to make multiple personal visits. The business loan form offered by ZipLoan is in a form of a simple checklist that allows a borrower to evaluate whether they fulfill the business loan requirements. The form asks for basic details to enable us to get a better understanding of your business loan requirements..

Business Loan Eligibility

The business loan requirements are most often strict in terms of eligibility. ZipLoan uses the following parameters to calculate the eligibility criteria:

  1. Minimum 10 lac of annual banking credit.
  2. Income Tax Returns for last 2-3 years.
  3. Zipscore: Our unique credit rating process takes is more holistic than a CIBIL score and we do not believe in following a one size fits all approach when it comes to evaluating credit.

Solving Real problems

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Ram Yadav

I have been running my business for over twelve years but have not been able to undertake expansion activities. I applied to Ziploan and they cleared my loan application in a very short span of time.

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Kanchan Lata

I approached Ziploan for an equipment finance loan because they required no collateral. Their eligibility criterion was easy to fulfill because it required only 2 years ITR and 10 lacs of annual banking credit.

Ready for Ziploan to
empower your business ?