Hardware and Sanitaryware Loan

Looking for a business loan for hardware and sanitary Product business in India? We at Ziploan offer hassle-free hardware and sanitaryware business loan of up to 7.5 lakh to meet your financial requirements. You can get small funds for your hardware and sanitaryware shop in just 3 days* after submitting a few documents.

instant business loan

ZipLoan is the Lender of Choice for Small Businesses.


Minimal Documentation

No balance sheet needed


No Prepayment Charges

After first 6 EMIs


Receive Funds Within 3 Days*

Straight into your account

What is Hardware and Sanitary Loan?

Hardware and the sanitary loan is a kind of business loan that financial institutions provide to hardware products suppliers to buy branded and advanced faucets, cisterns, and toilets.

Top Features of Hardware and Sanitaryware Shop Loan:

  • Auto Finance up to Rs 7.5 lakhs - We offer a hardware shop business loan of up to Rs 7.5 lakhs. The ticket size is flexible, so you can choose the amount that you need.
  • Loan in 3 Days* - We use online document submissions to expedite our application processing.
  • Apply Online - To make the application process easy and convenient for our customers, the entire application process is done online. We also offer same-day approvals with disbursals within three days after the documents are submitted and verified.
  • Best Interest Rates - Our business loan interest rates are determined by the ability of your business to repay the loan.
  • Flexible Repayment Tenure - We offer loan EMI repayment starting from 12 months to 36 months. Thus, you get enough time to pay the loan EMI.
  • No Prepayment Charges - No prepayments after the first six EMIs have been paid (excluding the pre-EMI).

Benefits of Hardware and Sanitaryware Business Financing from ZipLoan

The following are the benefits of availing of a sanitaryware loan from us:

  • Manage Working Capital Efficiently: Our MSME loan will help you accelerate your hardware and sanitaryware business growth by purchasing new products, office revamping, and streamlining your working capital.
  • Business Expansion: With quick sanitaryware funding from ZipLoan, you can get ahead with production, product marketing, and expand your supply network as well.
  • Raise Credibility: With our hardware business loan scheme, you can boost your business and deliver the order on time that will increase your credibility in the market.

Eligibility Criteria for Hardware and Sanitary Product Business Loan

To allow as many businesses as possible to qualify for our hardware store finance, we have made our eligibility criteria are simple.

  • The business has been established for more than two years.
  • Minimum annual turnover of Rs. 10 lakhs in the previous year.
  • There must be no default history for the business.
  • ITRs from last year should exceed Rs. 1.5 lakhs.
  • Either the borrower owns a house or a business.

Documents Required for Sanitaryware Shop Loans

 ProprietorshipPartnershipPvt. Ltd. / LLP / One Person Company
Bank statement (12 months)
Business registration proof
PAN Card
Aadhar Card
ITR of the previous two years

Hardware Products Retailer Loan Fees & Interest Rate

Customized Interest RatesYes
Loan Tenureup to 36 months
Pre-closure chargesNil** after paying the first 6 EMIs
Eligibility CriteriaAnnual turnover more than Rs.10 lakh
Loan Amount₹ 1 Lakh – ₹ 7.5 Lakh

How to Apply for a Hardware and Sanitaryware Loan

Here are three steps process to hardware and sanitaryware apply online from ZipLoan:

  • Submit Application - Fill out our simple application to get an automobile loan to offer.
  • Upload Documents - Verify your documents by uploading a digital copy.
  • Get Sanctioned - Get approved and disbursed in 3 days*.


Solving Real problems

Ram Yadav

I have been running my business for over twelve years but have not been able to undertake expansion activities. I applied to Ziploan and they cleared my loan application in a very short span of time.

Kanchan Lata

I approached Ziploan for an equipment finance loan. Their eligibility criterion was easy to fulfill because it required only 2 years ITR and 10 lacs of annual banking credit.

Ready for Ziploan to
empower your business ?