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Retail Business Loan

Name: ZipLoan
Address: 608 - 610, 6th Floor, Kailash Building, 26 K.G.Marg, 110001
Telephone: 011-4084-4613

Looking for a quick retail business loan to speed up your retail business? We at Ziploan offer fast business loans up to Rs. 7.5 lakh for retail shops. You will get the fund in just 3 days* after submitting a few documents.

Your loan amount requirement?^*

upto 3 lacs

3 - 5 lacs

Above 5 lacs

First Name^*

Last Name^*

Mobile no.^*

E-mail Id

ZipLoan is the Lender of Choice for Small Businesses.

Minimal Documentation

No balance sheet needed

No Prepayment Charges

After first 6 EMIs

Receive Funds Within 3 Days^*

Straight into your account

What is Retail Loan?

A retail loan is a kind of business loan that financial institutions provide to retail shop owners to meet their financial needs. Retail shop loans will help you manage your working capital flow, fulfill seasonal demands, marketing, and advertising, etc.

Features and Benefits of Retail Shop

Retail shop Finance up to Rs 7.5 lakh – We offer MSME loans ranging from Rs. 1 to 7.5 lakhs. We have a flexible ticket size, so you can pick the amount that you require.
Loan in 3 Days* - Online submission of the documents helps us process your loan application faster. We disburse the loan amount within three days* after getting your pet loan documents.
Apply Online - To apply retail loan scheme fast and comfortably, we have made the entire application process online. We also offer same-day approvals with disbursals within three days after the documents are submitted and verified.
Best Interest Rates - Our retail loan interest rates are the best in the industry. No manual intervention but the automated process makes our process and interest rates fair. The interest rates are offered on the basis of your business's repayment ability.
Flexible Repayment Tenure - Our repayment tenure starts from 12 months to 36 months. Therefore, you get enough time to repay the loan amount.
No Prepayment Charges - We offer shop loans at no prepayment charges after you have paid the first 6 EMIs (excluding pre-EMI).

Quick Links

Machinery Loan Business loan for women Aadhar Card Mudra Loan For Women Free Credit Score बिजनेस लोन CGTMSE MSME Registration

Eligibility Criteria of Retail Shop Loan

Our retail store loan eligibility criteria are simple to let more and more business individuals avail of the loan amount.

An established pet daycare with a proven business vintage of more than two years.
Minimum annual turnover of Rs. 10 lakhs in the previous year.
The business must not have any default history.
The income tax filed during the last year should be more than Rs. 1.5 lakhs.
The borrower should own either house or a business place.

Documents Required for a Cafe / Bakery Loan

	Proprietorship	Partnership	Pvt. Ltd. / LLP / One Person Company
Bank statement (12 months)	✓	✓	✓
Business registration proof	✓	✓	✓
PAN Card	✓	✓	✓
Aadhar Card	✓	✓	✓
ITR of the previous two years	✓	✓	✓

Cafe / Bakery Loans Fees & Interest Rates

Customized Interest Rates	Yes
Loan Tenure	up to 36 months
Pre-closure charges	Nil** after paid the first 6 EMIs
Eligibility Criteria	Annual turnover more than Rs.10 lakh
Loan Amount	₹ 1 Lakh – ₹ 7.5 Lakh

How to Apply for Retail Store Loan

Here are three steps process to pet shop loan apply online from ZipLoan:

Submit Application - Simply enter your personal, business, and financial info to receive a pet loans offer.
Upload Documents - Upload digital copies of your documents in a single-step process for verification.
Get Sanctioned - Receive your business loans approval and disbursal within 3 working days*.

How to Use Retail Store Finance?

Ziploan gives you fund that you can use for various purposes like:

Buying new inventory
Opening business at a competitive location
Hiring new employees
Revamp the store
Meet seasonal demands
Avail offers/schemes
Marketing and advertising

Frequently Asked Questions

How do I apply for a shop loan from Ziploan?

Here are three steps process to pet shop loan apply online from ZipLoan: 1) Submit application 2) Upload documents 3) Get sanctioned

What is a retail loan?

A retail lender is a lender who lends money to individuals or retail customers.

What is the purpose of a retail loan?

A retail loan is generally provided to an individual by a certified financial institution, a commercial bank, or a credit union to purchase property, vehicles, or other assets such as essential electronics, etc.

What is the interest rate of a retail shop loan?

At Ziploan we provide loans at the best competitive interest rates.

Solving Real problems

Ram Yadav

I have been running my business for over twelve years but have not been able to undertake expansion activities. I applied to Ziploan and they cleared my loan application in a very short span of time.

Kanchan Lata

I approached Ziploan for an equipment finance loan. Their eligibility criterion was easy to fulfill because it required only 2 years ITR and 10 lacs of annual banking credit.

Babu Lal

I always thought that loans and credit facilities were only available to large businesses with significant turnover. I never thought I would be eligible to qualify for a business loan too. Ziploan is boon for small enterprises like me.

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Different Type of Small Business loans

Retail Business Loan