Textile Business Loan

Looking for a quick textile MSME loan in India to accelerate your textile business? We at Ziploan provides MSME/SME loan of up to 7.5 lakh to meet your financial requirements. You can get a textile loan online in just 3 days* after submitting few documents.

instant business loan

ZipLoan is the Lender of Choice for Small Businesses.


Minimal Documentation

No balance sheet needed


No Prepayment Charges

After first 6 EMIs


Receive Funds Within 3 Days*

Straight into your account

What is Textile Loan?

A textile loan is a kind of business loan that financial institutions provide to textile businesses to buy stocks, hire employees, and manage working capital. The textile industry in India is one of the oldest industries and around 100 million people are associated with it. 

The Indian textiles industry is worth USD 108 billion, which is expected to reach USD 223 billion by 2021.

Top Features of Textile Business Loan

  • Textile Finance up to Rs 7.5 lakh – At Ziploan we provide textile loans from Rs. 1 lakh to 7.5 lakhs. We have a flexible ticket size, so you can pick the amount that you require.
  • Loan in 3 Days* - Online submission of the loan documents helps us process your loan application faster. We disburse the loan amount within three days* after getting your textile loan documents.
  • Apply Online - To apply textile loan scheme fast and easily, we have made the entire application process online. We also offer same-day approvals with disbursals within three days after the documents are submitted and verified.
  • Best Interest Rates - Our MSME loan interest rates are the best in the industry. No manual intervention but the automated process makes our process and interest rates fair. The basis of your business's repayment ability you get the interest rates.
  • Flexible Repayment Tenure - Our repayment tenure starts from 12 months to 36 months that gets you enough time to repay the loan amount.
  • No Prepayment Charges - We offer textile machinery loans at no prepayment charges after you have paid the first 6 EMIs (excluding pre-EMI).

Benefits of Textile Industry Loan

The following are the benefits of availing of the textile business loan.

  • Manage working capital efficiently - The fund Ziploan provides will help you manage your working capital flow.
  • Business expansion - With a quick textile loan you can get ahead with production, product making, supplies, and marketing.
  • Increase Credibility - Textile business loan allow you make your delivery on time, that increases your trust and credibility among clients.

Eligibility Criteria of Textile Loan

Our textile loan eligibility criteria are simple to let more and more business individuals avail of the loan amount.

  • An established MSME with a proven business vintage of more than two years.
  • Minimum annual turnover of Rs. 10 lakhs in the previous year.
  • The business must not have any default history.
  • The ITR filed during the last year should be more than Rs. 1.5 lakhs.
  • The borrower should own either house or a business place.

Documents Required for a Textile Industry Loan

 ProprietorshipPartnershipPvt. Ltd. / LLP / One Person Company
Bank statement (12 months)
Business registration proof
PAN Card
Aadhar Card
ITR of the previous two years

Textile MSME Loans Fees & Interest Rates

Customized Interest RatesYes
Loan Tenureup to 36 months
Pre-closure chargesNil** after paid the first 6 EMIs
Eligibility CriteriaAnnual turnover more than Rs.10 lakh
Loan Amount₹ 1 Lakh – ₹ 7.5 Lakh

How to Apply for MSME/SME Loan

Here are three steps process to textile loan apply online from ZipLoan:

  • Submit Application - Simply enter your personal, business, and financial info to receive a textile loan offer.
  • Upload Documents - Upload digital copies of your documents in a single-step process for verification.
  • Get Sanctioned - Receive your business loan approval and disbursal within 3 working days*.

Solving Real problems

Ram Yadav

I have been running my business for over twelve years but have not been able to undertake expansion activities. I applied to Ziploan and they cleared my loan application in a very short span of time.

Kanchan Lata

I approached Ziploan for an equipment finance loan. Their eligibility criterion was easy to fulfill because it required only 2 years ITR and 10 lacs of annual banking credit.

Ready for Ziploan to
empower your business ?