Business Loan Requirements

How old is your business?
Last year’s Sales?
First Name
Last Name
Name your city

instant business loan

ZipLoan is the Lender of Choice for Small Businesses.


Minimal Documentation

No balance sheet needed


No Prepayment Charges

After first 6 EMIs


Receive Funds Within 3 Days*

Straight into your account

Many small businesses find it challenging to avail credit.

Most traditional lenders require collateral and a long list of documents. Small businesses are not able to fulfil the eligibility criteria and face rejections when applying for loans. To provide easy credit to small businesses, ZipLoan offers collateral free short term business loans at very customer-friendly terms.

Business Loan Requirements

The business loan requirements vary depending on the type of lender one approaches. ZipLoan offers collateral-free business loans to small businesses at a very attractive rate of interest. The easy business loan application is completely online and one can get a business loan without having to make multiple personal visits. The business loan form offered by ZipLoan is in the form of a simple checklist that allows a borrower to evaluate whether they fulfil the business loan requirements. The form asks for basic details to enable us to get a better understanding of your business loan requirements..

Business Loan Eligibility

The business loan requirements are most often strict in terms of eligibility. ZipLoan uses the following parameters to calculate the eligibility criteria:

  1. Minimum 10 lakh of annual banking credit.
  2. Income Tax Returns for the last 2-3 years.
  3. Zipscore: Our unique credit rating process takes is more holistic than a CIBIL score and we do not believe in following a one size fits all approach when it comes to evaluating credit.

Solving Real problems

Ram Yadav

I have been running my business for over twelve years but have not been able to undertake expansion activities. I applied to Ziploan and they cleared my loan application in a very short span of time.

Kanchan Lata

I approached Ziploan for an equipment finance loan. Their eligibility criterion was easy to fulfill because it required only 2 years ITR and 10 lacs of annual banking credit.

Ready for Ziploan to
empower your business ?