Business Loan For Traders

ZipLoan is an RBI registered NBFC that has provided the business loan for traders to more than 2000 small businesses. With the help of our technology-enabled platform, we have simplified the business loan application process and turn-around time for the customer. We look forward to build enduring relationships with our customers with our customer friendly policies.

instant business loan

ZipLoan is the Lender of Choice for Small Businesses.

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Minimal Documentation

No balance sheet needed

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No Prepayment Charges

After first 6 EMIs

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Receive Funds Within 3 Days*

Straight into your account

Business Loan For Traders

Difficulties faced by Traders While Availing Trading Finance Loans

Most traditional lending institutions such as banks offer collateral business loan for traders, i.e. a business loan backed by a collateral. However, small traders often could not fulfil this criterion and face rejection in availing a business loan. ZipLoan offers collateral-free business loan for traders on easy terms and conditions. Our business loan for shopkeepers and traders without security is designed to meet the requirements of traders in the best possible way.

ZipLoan Offers the Best Business Financing for Traders

Traders are an important link between the manufacturers of goods and services and consumers. Our business loan for traders is designed with the aim to provide finance to traders in a hassle-free manner. Our trade loans are offered on the best business loan interest rates in the market. To make the business loan available for everyone, we offer collateral-free loans for retail traders. We have different trade loan schemes which are ideal solutions to all the financial needs of the traders and retailers, such as increasing working capital, furnishing, renovating, or buying new equipment.

We have so far provided an unsecured business loan to more than 2000 small businesses and feel proud to be a part of their journey towards growth. We strive to build enduring relationships with our customers and therefore, offer business loans to traders on easy terms and conditions. All our trader loan schemes are tailored to the needs of traders. The top features of our business loan for traders are:

  • No Prepayment Charges: We do not charge any penalty on the partial or complete repayment of the MSME loan for traders after 6 EMI. We understand that a business may have an unexpected cash inflow.
  • Flexible Tenure: Our collateral-free business loan for traders can be repaid over a flexible period ranging from 6-36 months in affordable monthly instalments.
  • Business Loan Interest Rate: We offer business loan at the best interest rates for a loan for trading business in India.

How to Get a Business Loan for Traders?

Our trade finance process is very easy! To avail a business loan for traders from ZipLoan, just follow the below mentioned 3 easy steps:

  • Apply Business Loan Online: Apply for business loan online on our website or ZipLoan App. Our online business loan application process ensures that the trader is not required to visit us personally and can thereby save his time and focus completely on his business.
  • Upload Documents: We require a minimal list of documents. The trader can upload the soft copies of the required documents on our website or App.
  • Business Loan Approval: Our business loan approval process is very short ensuring the short turn around for the traders. We disburse business loan for traders within a few days after they sign a contract with us.

Solving Real problems

Ram Yadav

I have been running my business for over twelve years but have not been able to undertake expansion activities. I applied to Ziploan and they cleared my loan application in a very short span of time.

Kanchan Lata

I approached Ziploan for an equipment finance loan. Their eligibility criterion was easy to fulfill because it required only 2 years ITR and 10 lacs of annual banking credit.

Ready for Ziploan to
empower your business ?